Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Virginia
- Atlantic Union BankSpecial Certificate of Deposit (CD)CD · 13 months · $1,000 min
Bank · 126 branches
4.15%APY$450 over 13 months on $10,000intro rateRequirements
Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. At maturity, automatically renews to the Standard CD term (3, 6, or 12 months) closest to but not greater than the special term at the applicable standard rate. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.
Offer: Renews to Standard CD 12 Month (1 Year) term upon maturity.
Promotional rate · 4.08% interest rate · Effective Oct 16, 2026
Rate checked
More details - Andrews Federal Credit UnionSpecial 13-Month Share CertificateCD · 13 months · $500 min
Credit union · 2 branches
4.15%APY$450 over 13 months on $10,000intro rateRequirements
Product: Must be opened with existing maturing Andrews Federal share certificate funds or new money not currently vested with the Credit Union. Maximum balance is $250,000. Limited time offer. Automatically renews at maturity to a 12-Month share certificate. No penalties apply for early withdrawal. Dividends compounded and credited quarterly.
Offer: Minimum of $500 to open and maintain account to earn advertised APY; maximum balance $250,000. Must be opened with existing maturing Andrews Federal certificate funds or new money. No early withdrawal penalty. At maturity automatically renews to 12-month share certificate.
Promotional rate · 4.09% interest rate · Balance cap $250,000
Rate checked
More details - 4.15%APY$629 over 18 months on $10,000intro rate
Requirements
Product: Early withdrawal of principal may incur a penalty. Partial withdrawals available; interest may be withdrawn without penalty. Automatically renews upon maturity with a 10-day grace period.
Offer: Limited-time offer. Minimum balance to open and earn the APY is $1,000. Penalty may apply for early withdrawal.
Promotional rate · Effective Aug 25, 2026
Rate checked
More details - Appalachian Community Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · 1 branch
4.15%APY$847 over 24 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
4.07% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.15%APY$1,070 over 30 months on $10,000with conditions
Requirements
Product: All CDs require a $500 minimum deposit. Subject to early withdrawal penalty.
Offer: Rewards APY requires two qualifying relationships: direct deposit of at least $1,000/month, at least $25,000 on deposit, or a qualifying loan in good standing.
Qualified rate · 4.07% interest rate
Rate checked
More details - 4.11%APY$376 over 11 months on $10,000intro rate
Requirements
Offer: Must be opened in person at an MVB Bank location in West Virginia or Northern Virginia. CD Special Interest rates apply only to the initial CD term. At maturity a 5-month, 7-month or 11-month CD will automatically renew at a 6-month CD term and the "Automatic CD Renewal Rate" in effect at time of renewal. Fees could reduce earnings on the account. No Brokered CDs. A penalty may be imposed for early withdrawal. The advertised APY is based on quarterly compounding of the interest. Promotion valid beginning 10/01/2026 and subject to withdraw at any time.
Promotional rate · Balance cap $230,000 · Effective Oct 1, 2026
Rate checked
More details - 4.11%APY$803 over 23 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
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More details - Signature Federal Credit UnionStandard Share CertificateCD · 6 months · $500 min
Credit union · 1 branch
4.10%APY$203 over 6 months on $10,000Requirements
Product: With a minimum opening balance of $500, savings grow from 3 months to 5 years. No additional deposits can be made once the account is open. Fixed rate for the term; penalty may be assessed for early withdrawal.
Effective May 27, 2026
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More details - 4.10%APY$237 over 7 months on $10,000
Requirements
Product: Must be a member of Everence Federal Credit Union. Compounding quarterly. Penalty for early withdrawal: $25, plus 1/2 of total dividends equal to original term of certificate, whether earned or not. Auto-renews at maturity for the same term at the then-current rate with a 10-day grace period.
Offer: Limited-time special offer. Must be funded with new money not currently on deposit with Everence (stated as of 6/1/2026 in footnote 1 and 9/1/2026 in footnote 2). Maximum deposit per certificate of $250,000. Maximum of one certificate per Tax ID. Auto-renews at the current rate and term for a 6-month certificate.
Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$237 over 7 months on $10,000intro rate
Requirements
Product: New money is required (funds not currently held by Presidential Bank from an external source). Early withdrawal penalty applies. Interest compounded and credited at maturity for terms less than 1 year. Fixed rate.
Offer: New money only (funds not currently held by Presidential Bank from an external source). Fixed rate for term. Penalty for early withdrawal: 3 months interest. 7 calendar days grace period. Automatically renews at maturity if not withdrawn.
Promotional rate · Effective Oct 1, 2026
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More details - 4.10%APY$445 over 13 months on $10,000
Requirements
Product: Rates based on monthly compounding. Early withdrawal penalty applies. Automatically renews at maturity with 10 calendar days grace period.
Offer: $500 minimum daily balance required to earn APY. Monthly compounding.
Effective Aug 14, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 66 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - Healthcare Systems Federal Credit UnionShare CertificateCD · 30 months · $1,000 min · 4.00%–4.10% by balance
Credit union · 7 branches
4.10%APY$1,057 over 30 months on $10,000Requirements
Product: Dividends compounded daily, credited quarterly. Early withdrawal penalty may be imposed. Bump-up option available for 36-month term or longer to increase rate once to current published equivalent term rate.
Compounded daily
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 4.00% $10,000 and upYour amount 4.10% Rate checked
More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: Membership eligibility required. Early withdrawal penalty applies. Minimum deposit to open is $1,000. Funds compounded monthly.
Offer: Early withdrawal penalty will or may be imposed. Dividends earned on entire account balance once minimum balance is met. Membership eligibility required.
4.02% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate checked
More details - Partners 1st Federal Credit UnionJumpStart Term SavingsCD · 24 months · $0 min
Credit union · 5 branches
4.07%APY$831 over 24 months on $10,000Requirements
Product: JumpStart Term Savings is a 24-month Share Certificate. No starting deposit allowed. Maximum $200 automatic weekly deposit. Minimum $5 monthly deposits. Upon maturity, certificate will renew as a standard 24-month term share certificate at current rate. Early redemption penalty equals forfeiture of 180 days earnings. Dividends earned daily and paid monthly.
Offer: No starting deposit allowed. Maximum $200 automatic weekly deposit; minimum $5 monthly deposits. Early redemption penalty equals forfeiture of 180 days earnings.
4.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Virginia
1,325 CDs at 135 banks and credit unions · checked Oct 15–22
- Typical
- 3.15%
- Top 10% from
- 4.10%
- Banks, typical
- 2.14%
- Credit unions, typical
- 3.47%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches