Credit union · NCUA insured
Healthcare Systems Federal Credit Union CD Rates
Healthcare Systems Federal Credit Union’s best CD rate is 4.10% APY on a 30-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Healthcare Systems Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Healthcare Systems Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Healthcare Systems Federal Credit Union
4.10%APY
- Term
- 30 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Share Certificate
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Langley Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Healthcare Systems Federal Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo2.25%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Healthcare Systems Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.10%APY · 8 terms
Dividends compounded daily, credited quarterly. Early withdrawal penalty may be imposed. Bump-up option available for 36-month term or longer to increase rate once to current published equivalent term rate.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 2.10% | 2.25% | 2.10%2.25% from $10k | $104 |
| 12 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $300 |
| 18 months | 3.00% | 3.25% | 3.00%3.25% from $10k | $453 |
| 24 months | 3.25% | 3.35% | 3.25%3.35% from $10k | $661 |
| 30 months | 4.00% | 4.10% | 4.00%4.10% from $10k | $1,030 |
| 36 months | 3.25% | 3.35% | 3.25%3.35% from $10k | $1,007 |
| 48 months | 3.20% | 3.30% | 3.20%3.30% from $10k | $1,343 |
| 60 months | 3.40% | 3.50% | 3.40%3.50% from $10k | $1,820 |
Who can join Healthcare Systems Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals who work or volunteer in the healthcare industry in Virginia, Washington D.C., or Montgomery and Prince George's counties in Maryland are eligible for membership.
Family and household
- Household family members of individuals who work or volunteer in the healthcare industry in the served area are eligible for membership.
Membership information collected October 4, 2026.