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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Virginia

  1. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 8 branches

    4.25%APY$425 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    SalemVA Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.25%APY$425 over 1 year on $10,000
  3. BayPort Credit UnionShare CertificatesCD · 13 months · $2,500 min

    Credit union · 30 branches

    4.25%APY$461 over 13 months on $10,000with conditions
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 51 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  5. UVA Community Credit UnionCertificatesCD · 14 months · $500 min

    Credit union · 15 branches

    4.25%APY$498 over 14 months on $10,000
  6. Spectra Credit Union14-Month Certificate SpecialCD · 14 months · $500 min

    Credit union · 1 branch

    4.25%APY$498 over 14 months on $10,000intro rate
  7. First Sentinel BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 8 branches

    4.22%APY$2,296 over 60 months on $10,000
  8. Top Carrot, Carrot Score 88
    Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance

    Credit union · 4 branches

    4.20%APY
  9. Top Carrot, Carrot Score 87
    Henrico Federal Credit Union15-Month Certificate SpecialCD · 15 months

    Credit union · 8 branches

    4.20%APY$528 over 15 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    PenAir Credit UnionCertificate AccountCD · 17 months

    Credit union · 1 branch

    4.20%APY$600 over 17 months on $10,000
  11. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGreen Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  12. Top Carrot, Carrot Score 89
    Self-Help Credit UnionGo Local Term CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    Self-Help Credit UnionTerm CertificatesCD · 36 months · $500 min

    Credit union · 1 branch

    4.18%APY$1,307 over 36 months on $10,000
  14. PFD Firefighters' Credit Union, Inc.Certificate of DepositCD · 15 months · $2,500 min

    Credit union · 1 branch

    4.16%APY$523 over 15 months on $10,000
  15. Justice Federal Credit UnionSpecial 10-Month Share CertificateCD · 10 months · $500 min

    Credit union · 4 branches

    4.15%APY$345 over 10 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Virginia

1,325 CDs at 135 banks and credit unions · checked Oct 15–22

Typical
3.15%
Top 10% from
4.10%
Banks, typical
2.14%
Credit unions, typical
3.47%

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Virginia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 1 branch
  2. Langley Credit UnionCredit union · 19 branches
  3. EagleBankBank · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate