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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Texas

  1. Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 60 months · $1,000 min · 4.25%–4.35% by balance

    Credit union · 15 branches

    4.25%APY$2,313 over 60 months on $10,000
  2. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$2,313 over 60 months on $10,000
  3. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 60 Month CDCD · 60 months · $500 min

    Bank · 16 branches

    4.25%APY$2,313 over 60 months on $10,000
  4. United Heritage Credit UnionPromotional CertificateCD · 11 months · $1,000 min

    Credit union · 11 branches

    4.24%APY$388 over 11 months on $10,000intro rate
  5. Top Carrot, Carrot Score 95
    Eastex Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 5 branches

    4.24%APY$424 over 1 year on $10,000
  6. Union Square Credit UnionShare Certificates (CDs)CD · 36 months · $1,000 min

    Credit union · 4 branches

    4.24%APY$1,325 over 36 months on $10,000
  7. LibertyOne Credit UnionRegular CDCD · 60 months · $500 min

    Credit union · 3 branches

    4.23%APY$2,302 over 60 months on $10,000intro rate
  8. Top Carrot, Carrot Score 87
    Austin Telco Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 4.22%–4.42% by balance

    Credit union · 23 branches

    4.22%APY$2,296 over 60 months on $10,000
  9. Top Carrot, Carrot Score 88
    Eastman Credit UnionInvestment CertificatesCD · 6–11 months · $2,500 min · 4.20%–4.25% by balance

    Credit union · 4 branches

    4.20%APY
  10. Top Carrot, Carrot Score 94
    MemberSource Credit Union9-Month Share CertificateCD · 9 months · $5,000 min

    Credit union · 5 branches

    4.20%APY$313 over 9 months on $10,000intro rate
  11. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionPromotional Certificate of DepositCD · 10 months · $1,000 min

    Credit union · 7 branches

    4.20%APY$349 over 10 months on $10,000intro rate
  12. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 18 Month CDCD · 18 months · $500 min

    Bank · 16 branches

    4.20%APY$637 over 18 months on $10,000
  13. Top Carrot, Carrot Score 89
    Ciera BankCertificate of DepositCD · 24 months · $1,000 min

    Bank · 8 branches

    4.20%APY$858 over 24 months on $10,000
  14. Texoma Community Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · 3 branches

    4.20%APY$1,314 over 36 months on $10,000
  15. Top Carrot, Carrot Score 92
    Houston Federal Credit UnionFlexible-Term CertificateCD · 60 months · $500 min

    Credit union · 10 branches

    4.20%APY$2,284 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate