Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 286–300 results in Pennsylvania
- 3.35%APY$250 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.30% interest rate
Rate checked
More details - 3.35%APY$420 over 15 months on $10,000
Requirements
Product: Fixed interest rate for the term. A penalty is imposed for early withdrawal. Annual Percentage Yield assumes principal balance and interest earned remain on deposit until maturity. Credited end of month.
Offer: Credited end of month. Minimum to open is $500; maximum opening CD balance $1,000,000. Early withdrawal penalty applies.
3.30% interest rate · Balance cap $1,000,000 · Effective Oct 16, 2026
Rate checked
More details - 3.35%APY$507 over 18 months on $10,000intro rate
Requirements
Product: Customer may initiate a one-time APY increase during the 18-month term if the rate for the standard 18 month certificate is higher than the initial rate. Interest compounded daily and credited monthly. Rollover into standard 18-month certificate at maturity.
Offer: Limited time offer. Minimum balance to earn interest is $1,000. One-time customer-initiated APY increase during the certificate term if standard 18-month CD rate is higher.
Promotional rate · 3.29% interest rate · Compounded daily · Effective Oct 6, 2026
Rate checked
More details - 3.35%APY$507 over 18 months on $10,000
Requirements
Product: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice. Not eligible to be opened as an IRA CD.
Offer: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice.
Effective Sep 22, 2026
Rate checked
More details - 3.33%APY$677 over 24 months on $10,000
Requirements
Product: Membership eligibility required (must work/retire from qualifying businesses, belong to listed churches, or be immediate family/household of a member) and a $50 deposit in a Regular Share Account.
Offer: $5,000 minimum is required to receive a monthly interest check.
3.33% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Dow Bucks County Federal Credit UnionShare CertificatesCD · 18 months · $10,000 min
Credit union · 1 branch
3.30%APY$499 over 18 months on $10,0003.25% interest rate · Effective Jan 15, 2026
Rate checked
More details - USPS Federal Credit UnionMonthly Income Share Certificate Account (MISCA)CD · 24 months · $10,000 min
Credit union · 1 branch
3.30%APY$671 over 24 months on $10,000Requirements
Product: Transfers monthly dividend payments to USPS FCU Share Savings or Checking Account as income supplement. Penalty imposed for early withdrawal.
Offer: 2 Year Term. Rates set monthly.
3.25% interest rate · Balance cap $500,000
Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · 14 branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Yields assume that all dividends are compounded. Penalties apply for early withdrawals. Available to PFFCU members; minimum balance of $1,000 to open.
Offer: Early withdrawal penalty: forfeiture of 360 days dividends.
3.25% interest rate · Balance cap $49,999 · Effective Oct 6, 2026
Rate checked
More details - Service 1st Federal Credit UnionVariable Rate CertificateCD · 12 months · $5,000 min
Credit union · 12 branches
3.29%APY$329 over 1 year on $10,000Requirements
Product: 12 month term, automatically renewable. $5,000 minimum deposit required. Dividend rate may change quarterly. Dividends compounded and posted quarterly. One withdrawal allowed without penalty per calendar quarter; penalty for withdrawals exceeding the permitted limit equivalent to 3 months dividends. If balance falls below $5,000, dividend rate changes to current Regular Savings rate. Additional deposits permitted in minimum amounts of $2,500.
Offer: The dividend rate may change quarterly. Penalty for withdrawals exceeding permitted limit of one withdrawal per calendar quarter. If account balance falls below $5,000, dividend rate changes to Regular Savings account rate.
3.25% interest rate · Effective Aug 31, 2026
Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Rates are subject to change please contact the Credit Union for current rates.
3.25% interest rate · Effective Feb 19, 2026
Rate checked
More details - Clairton Works Federal Credit UnionShare Certificates – 1 Year TermCD · 12 months · $1,000 min
Credit union · 1 branch
3.29%APY$329 over 1 year on $10,000Requirements
Product: Dividends are paid quarterly on the average daily balance. Rates subject to change at the discretion of the Board of Directors.
Offer: Dividends are paid quarterly on the average daily balance. Rates subject to change at the discretion of the Board of Directors.
3.25% interest rate
Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Dividends are calculated on the average daily balance and paid quarterly. Additional Deposits are not allowed. Early withdrawal penalty is 90 days dividend. Certificates will automatically renew for another term upon maturity with a 10-day grace period to withdraw funds without penalty.
Offer: Compounded Quarterly
3.25% interest rate · Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - 3.29%APY$357 over 13 months on $10,000with conditions
Requirements
Product: Special rates offered for Charter and Work Perks members. Once a certificate is opened, additional deposits cannot be made and early withdrawals may incur penalties. Automatically renews upon maturity; 10-day grace period provided.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.26%APY$493 over 18 months on $10,000
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch