Credit union · NCUA insured
Vasco FCU
A $35.5M credit union headquartered in Latrobe, PA, with 1,818 members and 1 branch in Pennsylvania. Best rates: CDs 3.33% and savings 2.52% APY.
Vasco FCU Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#39 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vasco FCU
Chartered in 1967 in Latrobe, Pennsylvania to serve the little guy, VASCO Federal Credit Union provides banking services to its community.
The credit union is member-owned and serves over thirty employee groups across the Greater Latrobe area.
- Headquarters
- 432 Depot St, Latrobe, PA 15650
- NCUA charter
- 18301
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Bell Memorial Church and St. Paul's Evangelical Lutheran Church are eligible for membership.
- Individuals who work or are retired from one of the 43 companies listed on the charter are eligible for membership.
Family and household
- Immediate family members of individuals who work at any of the listed eligible partner businesses qualify for membership.
- Immediate family members or household residents of an existing member, as well as surviving spouses of individuals who died while within the field of membership, qualify for membership.
Cost to join
- Membership requires opening a share account and keeping a $50 deposit on account.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Main OfficeMain office432 Depot St, Latrobe, PA 15650Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.56% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.23% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $17 | $59 | — |
- CapitalNet worth ratio11.56%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.23%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$17Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vasco FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.