Credit union · NCUA insured
North East Welch Federal Credit Union CD Rates
North East Welch Federal Credit Union’s best CD rate is 3.29% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 16, 2026.
How North East Welch Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Erie, PA, where North East Welch Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
North East Welch Federal Credit Union
3.29%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $329
Certificates
Top rate
Tendto Credit Union
4.40%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,402
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
North East Welch Federal Credit Union CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North East Welch Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
3.29%APY · 3 terms
Dividends are calculated on the average daily balance and paid quarterly. Additional Deposits are not allowed. Early withdrawal penalty is 90 days dividend. Certificates will automatically renew for another term upon maturity with a 10-day grace period to withdraw funds without penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounded Quarterly | 3.29% | $329 |
| 24 monthsCompounded Quarterly | 3.29% | $669 |
| 36 monthsCompounded Quarterly | 3.29% | $1,020 |
Special-purpose accounts
Youth Certificate
3.03%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.03% | $150 |
Sources (1)
- newelchfcu.com/savings-rates · captured Sep 17, 2026
Who can join North East Welch Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in designated towns and villages of Chautauqua County, New York.
- Membership is open to anyone who lives, works, worships, or attends school in designated boroughs and townships of Erie County, Pennsylvania.
Family and household
- Any person living in the same residence with a member who maintains a single economic unit is eligible for membership.
- Immediate family members of an existing member are eligible for membership.
Cost to join
- A fee of $1 is charged to each new member.
- A minimum balance of $5 is required in a primary share account.
Membership information collected October 5, 2026.