Credit union · NCUA insured
Lanco Federal Credit Union CD Rates
Lanco Federal Credit Union’s best CD rate is 3.29% APY on a 13-month share certificate (CD), with extra requirements. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Lanco Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lancaster, PA, where Lanco Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lanco Federal Credit Union
3.29%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $357
Share Certificates
Top rate
Citadel Credit Union
4.35%APY
- Term
- 20 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $735
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.29%APY · 7 terms
Special rates offered for Charter and Work Perks members. Once a certificate is opened, additional deposits cannot be made and early withdrawals may incur penalties. Automatically renews upon maturity; 10-day grace period provided.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.25% | $62 |
| 12 months | 1.55% | $155 |
| 13 months | 3.29% | $357 |
| 24 months | 1.60% | $323 |
| 36 months | 1.75% | $534 |
| 48 months | 1.95% | $803 |
| 60 months | 1.95% | $1,014 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Youth Certificates
1.00%APY · 1 term
Available for members ages 17 and younger. Opening balance must be between $250.00 and $499.99 to earn the advertised rate. Only one Youth Certificate allowed per account. Additional certificates and certificates with opening balances of $500.00 or more earn regular certificate rates. Additional deposits cannot be made once opened; early withdrawal penalties may apply. Automatically renews upon maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAccount owner must be age 17 or younger. Opening balance must be less than $500.00 ($250.00–$499.99). Only one Youth Certificate allowed per account | 1.00% | — |
Sources (2)
All captured Oct 6, 2026
Who can join Lanco Federal Credit Union
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