Best CD rates and certificates

Requirements

Product: For members looking for a fixed rate, longer-term investment. Dividends paid monthly.

Offer: Dividends paid monthly.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: $2,500 minimum deposit of new funds required (funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources). Maximum deposit $500,000. Available in PA/NJ/DE only. Penalty for early withdrawal. Seven calendar day grace period at maturity.

Offer: 7-Month Touchdown CD initial APY. APY increases in basis points by the number of points the Eagles score in the first game played after opening and funding (1 bp = 0.01%). $2,500 minimum deposit of new funds required.

Requirements

Product: Available In Branch and Online. Automatically renews at maturity.

Offer: Fixed rate for 9 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.

Requirements

Product: Limited-time offer. Open online.

Offer: Limited-time offer. Open online.

Requirements

Product: Rates reflect Member Loyalty Relationship Pricing Bonus of 0.25%, which requires utilizing at least 3 of the 4 following services: Checking Account, Debit Card, Direct Deposit, Credit Card.

Offer: Rate reflects Member Loyalty Relationship Pricing Bonus of 0.25% (requires 3 of 4 services: Checking Account, Debit Card, Direct Deposit, Credit Card).

Requirements

Product: Minimum opening deposit: $500 under age 18, $1,000 age 18 and over. Penalty for early withdrawal.

Requirements

Product: $500 minimum deposit to open. Term options from 3 months to 5 years. Interest compounded quarterly. Early withdrawal penalty may apply.

Requirements

Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.

Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.

Requirements

Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Requirements

Product: Fixed terms from 6 to 60 months. Limited-time offer: Renew current CD at advertised rate to get a 0.05% Loyalty Bonus. Kids Club and Teen Club members can open with a minimum of $250. Early withdrawal penalties may apply.

Offer: Kids Club and Teen Club members can open with a minimum of $250. Renew current CD at advertised rate for a 0.05% Loyalty Bonus.

Requirements

Product: Limited time offer for individuals without a personal QNB checking account. Excludes IRA, business, trust, and municipal accounts. Penalty fees may apply for early withdrawal.

Offer: QNB checking account not required ($100 minimum deposit for QuiNBy's CDs). No minimum balance requirement. Automatically renews to non-promotional 13-month term at prevailing APY.

Requirements

Product: Early withdrawal penalties may apply. Minimum daily balance is the amount of principal in the account each day. For certificates with the Bump Up option, the interest rate and APY may be changed once during the term of the certificate.

Offer: Bump-Up certificate: interest rate and APY may be changed once during the term.