Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results in Ohio
- Toledo Metro Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · 1 branch
3.60%APY$733 over 24 months on $10,000Requirements
Product: Tiered rates. Quarterly dividends. Automatically renewable at then-current market rates.
Offer: Quarterly compounding.
3.55% interest rate · Effective May 1, 2025
Rate checked
More details - 3.60%APY$733 over 24 months on $10,000intro rate
Requirements
Product: Interest rates are set at the discretion of the company and subject to adjustment each week. Interest is paid by compounding or transferring to a savings account, or by check for certificates over $25,000.00. Automatic renewal at maturity with a 10-day grace period for penalty-free withdrawal. Early withdrawal penalty applies: 90 days loss of interest for maturity of 6 to 12 months, and 180 days loss of interest for maturity of more than 12 months.
Offer: Contract rate is in effect for stated term. Interest is compounded and paid quarterly. No additional deposits permitted.
Promotional rate · 3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details - Miami University Community Federal Credit UnionCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Credit union · 3 branches
3.60%APY$1,934 over 60 months on $10,000Requirements
Product: No fees to open or maintain a CD. Silver Hawk Members: Add 0.05% to the rate on CDs with a term of 24 months or less; add 0.10% to the rate on CDs with a term greater than 24 months (not applicable to specials or promotions). Early withdrawal penalty may apply.
3.54% interest rate
Rate checked
More details - Versailles Savings & LoanEducation Savings Certificate of DepositCD · 18 months · $100 min
Bank · 1 branch
3.59%APY$543 over 18 months on $10,000Requirements
Product: Rate is subject to adjustment the first day of each calendar quarter. Interest is paid quarterly and compounded daily by daily balance method. Additional deposits permitted in any amount.
Offer: Variable rate CD where rate may change after opening. Additional deposits allowed in any amount.
3.53% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.56%APY$147 over 5 months on $10,000
Requirements
Product: Dividends are compounded daily and paid quarterly. Early withdrawal penalties apply if share certificate is closed before the end of maturity period.
3.50% interest rate · Compounded daily · Effective Mar 25, 2026
Rate checked
More details - 3.56%APY$266 over 9 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. For terms under 12 months, interest is not compounded and is credited at maturity. For terms 12 months or longer, interest is compounded daily and credited quarterly.
Offer: Interest will not be compounded; interest credited at maturity. Early withdrawal penalty may be imposed.
3.50% interest rate · Compounded daily · Effective Oct 13, 2026
Rate checked
More details - 3.55%APY$146 over 5 months on $10,000intro rate
Requirements
Offer: Minimum balance to obtain APY is $1,000. A penalty will be imposed for early withdrawal after the initial 10 calendar day grace period. Fees may reduce earnings. Daily balance method is used to calculate interest. Forcht Bank reserves the right to end the promotional rate at any time without notice.
Promotional rate · 3.49% interest rate · Effective Dec 24, 2025
Rate checked
More details - Christian Family Credit UnionShare CertificatesCD · 6 months · $1,000 min · 3.55%–3.80% by balance
Credit union · 2 branches
3.55%APY$176 over 6 months on $10,000Requirements
Product: Early withdrawals subject to penalty. Membership eligibility required. Opening minimum is $500 according to general disclosures, but rate schedule tiers begin at $1,000.
3.50% interest rate · Effective Oct 3, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $49,999Your amount 3.55% $50,000 and up 3.80% Rate checked
More details - Bayer Heritage Federal Credit UnionShare CertificatesCD · 12 months · $100 min
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Add to certificate balance at any time; 10-day grace period; early withdrawal penalties apply.
3.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.55%APY$355 over 1 year on $10,000
Requirements
Product: Certificate of Deposits are subject to an early withdrawal penalty, if we allow the withdrawal of any of the principal prior to maturity.
3.50% interest rate
Rate checked
More details - 3.55%APY$537 over 18 months on $10,000
Requirements
Product: Minimum deposit to open is $500. Dividends are compounded quarterly using the daily balance method. Monthly dividend payments are available for balances of $10,000 or more. Early withdrawal from a Certificate of Deposit will incur a penalty.
3.50% interest rate · Compounded quarterly · Effective Apr 1, 2026
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More details - 3.55%APY$176 over 6 months on $10,000
Requirements
Product: Dividends post quarterly. There is a 180 day penalty for early withdrawal of a certificate. Rates changed last business day of each month for renewals or new certificates. No monthly maintenance fees.
3.50% interest rate · Effective Nov 22, 2024
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More details - 3.54%APY$146 over 5 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-Time Offer!
Promotional rate
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More details - 3.54%APY$536 over 18 months on $10,000
3.50% interest rate · Effective Jan 1, 2026
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More details - The Equitable Savings and Loan CompanyCertificates of DepositCD · 6 months · $500 min
Bank · 1 branch
3.53%APY$175 over 6 months on $10,000Requirements
Product: Maturities of 91 days, 6 months, 12, 13, 18, 24, 30, and 36 months offered in increments of $500.00. For non-compounding CDs with maturities greater than 1 year, interest cannot remain on deposit and payout of interest is mandatory.
Offer: 6 Month CD; Compounding: No.
3.50% interest rate · Effective May 29, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch