Bank · FDIC insured
Versailles Savings & Loan
A $65.6M bank headquartered in Versailles, OH, with 1 branch in Ohio. Best rates: CDs 3.60% and savings 0.15% APY.
Versailles Savings & Loan Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#3 of 7 in Greenville, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Versailles Savings & Loan
Versailles Savings & Loan is a locally owned financial institution based in Versailles, Ohio.
The savings and loan has been serving Darke and Shelby counties since 1887.
- Headquarters
- 10413 Kley Rd, Versailles, OH 45380
- FDIC certificate
- 28703 ↗
Branches
1 branch in Ohio
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Ohio
1 branch
- Versailles Savings and Loan CompanyMain office10413 Kley Rd, Versailles, OH 45380Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 19.25% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.22% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $91 | $67 | — |
- CapitalLeverage ratio19.25%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.22%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$91Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Versailles Savings & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.