Bank · FDIC insured
The Equitable Savings and Loan Company CD Rates
The Equitable Savings and Loan Company’s best CD rate is 3.53% APY on a 6-month CD. Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How The Equitable Savings and Loan Company’s CD rates compare
Compared with banks and credit unions in Ohio, where The Equitable Savings and Loan Company has the most branches. $10,000, best rate first.
This bank’s best
The Equitable Savings and Loan Company
3.53%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $175
Certificates of Deposit
Top rate
First Choice America Community Federal Credit Union
5.22%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $657
2nd-highest rate
Homeland Credit Union
5.15%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,338
The Equitable Savings and Loan Company CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo3.53%
- 9–15 months9–15 mo0.15%
- 16–30 months16–30 mo0.25%
- 31–60 months31–60 mo0.25%
- QualifiedQualified3.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Equitable Savings and Loan Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.53%APY · 7 terms
Maturities of 91 days, 6 months, 12, 13, 18, 24, 30, and 36 months offered in increments of $500.00. For non-compounding CDs with maturities greater than 1 year, interest cannot remain on deposit and payout of interest is mandatory.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91-day CD; Compounding: No | 0.05% | $1 |
| 6 months6 Month CD; Compounding: No | 3.53% | $175 |
| 12 months12 Month CD; Compounding: Quarterly | 0.15% | $15 |
| 18 months18 Month CD; Compounding: No. For non-compounding CDs with maturities greater than 1 year, interest cannot remain on deposit and payout of interest is mandatory | 0.20% | $30 |
| 24 months24 Month CD; Compounding: Quarterly | 0.25% | $50 |
| 30 months30 Month CD; Compounding: No. For non-compounding CDs with maturities greater than 1 year, interest cannot remain on deposit and payout of interest is mandatory | 0.25% | $63 |
| 36 months36 Month CD; Compounding: Quarterly | 0.25% | $75 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Roth IRA
0.50%APY · 1 term
Roth IRA certificates have a 60-month term with interest compounded quarterly and credited to the account. Additional contributions are permitted in amounts of $50.00 or greater. No account maintenance fees. Early withdrawal penalty of 6 months loss of interest is waived for account holders over 59-1/2 years old.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsRoth IRA (60 month); Compounding: Quarterly. Additional contributions permitted in amounts of $50.00 or greater | 0.50% | $253 |
Traditional IRA
0.20%APY · 1 term
Traditional IRA certificates have an 18-month term with interest compounded quarterly and credited to the account. Additional contributions are permitted in amounts of $50.00 or greater. No account maintenance fees. Early withdrawal penalty of 6 months loss of interest is waived for account holders over 59-1/2 years old.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsTrad IRA (18 month); Compounding: Quarterly. Additional contributions permitted in amounts of $50.00 or greater | 0.20% | $30 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.