Best CD rates and certificates

Requirements

Product: Rates effective October 16, 2026. $500 minimum deposit. 0.10% bonus paid on certificates of $50,000 or more for terms of 2 to 5 years.

Requirements

Product: The annual percentage yield and interest rate may change daily. Fees may reduce earnings. Penalty for early withdrawal.

Offer: Term: 9 MONTH

Requirements

Product: The dividend rate is the same as the rate for the various terms stated in the term share certificate schedule. APY does not apply because the member receives a monthly dividend disbursement. Early withdrawal penalty applies.

Offer: Standard Rate tier. APY does not apply due to monthly dividend disbursement.

Requirements

Product: Products and services limited to St. James Parish Credit Union members only. Certificates compound and credit dividends monthly. Subject to penalties for early withdrawal. Deposit of new funds limited to $100,000 per member. Rates apply for $25,000 new funds maximum or funds already on deposit.

Offer: Rates for $25,000 new fund maximum or funds already on deposit.

Requirements

Product: Rates are locked in at account opening through the fixed period. Early withdrawal may be subject to penalty. Federally insured up to $250,000 by NCUA.

Offer: Compounding frequency: Monthly

Requirements

Product: The minimum balance to open a Share Certificate is $1000.00 ($500.00 for minors age 18 and under). A higher rate is paid on share certificates $10,000.00 and over. Dividends on share certificates are paid monthly and can be posted to the share certificates balance, deposited into a Share or Share Draft Account or mailed to the member in a check. No additional funds may be added to the share certificates until the maturity date. Withdraws before the maturity date will incur an early withdraw penalty. share certificates will automatically renew for the same term at maturity, at the current rate. There is a 10 day grace period after maturity in which you the member may make changes or redeem the share certificates.

Requirements

Product: Membership eligibility primarily for Select Employee Groups located in Fairfield County, Ohio and their families.

Requirements

Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty. Members should call the credit union to verify rates. Fees could reduce earnings.

Offer: 7 month Special. Early withdrawal from certificates will be subject to a 90 day dividend penalty.

Requirements

Product: Terms ranging from 91 days to 5 years with interest paid quarterly. Penalties may be imposed for early withdrawal. Fees could reduce earnings on the account.

Requirements

Offer: Limited time offer. Assumes interest remains on deposit until maturity. Must maintain an average balance of $500 to earn the disclosed APY. At maturity, the 6 month CD special will automatically renew to a 6 month CD term with the then current rates. Penalty will apply for early withdrawal.

Requirements

Product: Share certificate dividends are accrued and paid quarterly. There is a 90 day dividend penalty for early withdrawal.

Offer: Dividends accrued and paid quarterly. 90 day dividend penalty for early withdrawal.

Requirements

Product: Rates may change without prior notice and special rates may be for a limited time. Early withdrawal penalty is 90 days on accrued dividends. Quarterly dividend frequency.

Offer: Dividend Frequency: Quarterly | Early Withdrawal Penalty: 90 days on accrued dividends.

Requirements

Product: Open to anyone living or working in Darke County. Insured up to $250,000 per account by American Share Insurance (ASI); not federally insured.