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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 136–150 results in New York

  1. PCB Bank2026 Special CD at Suwanee branchCD · 12 months · $10,000 min

    Bank · 1 branch

    4.00%APY$400 over 1 year on $10,000with conditions
  2. Top Carrot, Carrot Score 91
    AmeriCU Credit UnionShare Certificate SpecialCD · 18 months · $500 min

    Credit union · 23 branches

    4.00%APY$606 over 18 months on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustPick Your Term CD SpecialCD · 18 months · $5,000 min

    Bank · 2 branches

    4.00%APY$606 over 18 months on $10,000intro rate
  4. Metro Realtors FCUCDsCD · 18 months · up to $10,000

    Credit union · 1 branch

    4.00%APY$606 over 18 months on $10,000intro rate
  5. Wayne BankCertificate of Deposit (CD)CD · 20 months · $500 min

    Bank · 14 branches

    4.00%APY$676 over 20 months on $10,000with conditions
  6. First Heritage Federal Credit UnionCertificateCD · 24 months · $1,000 min

    Credit union · 6 branches

    4.00%APY$816 over 24 months on $10,000
  7. Top Carrot, Carrot Score 90
    Auburn Community Federal Credit UnionCertificates of Deposit (CD)CD · 36 months · $500 min

    Credit union · 4 branches

    4.00%APY$1,249 over 36 months on $10,000
  8. Top Carrot, Carrot Score 91
    Parks Heritage Federal Credit UnionCertificates of DepositCD · 48 months · $500 min

    Credit union · 1 branch

    4.00%APY$1,699 over 48 months on $10,000
  9. Bank of Greene5-Star CDCD · 60 months · $1,000 min

    Bank · 19 branches

    4.00%APY$2,167 over 60 months on $10,000with conditions
  10. Neighborhood Trust FCUShare CertificatesCD · 24 months · $500 min

    Credit union · 1 branch

    3.98%APY$811 over 24 months on $10,000
  11. Top Carrot, Carrot Score 88
    NextStep Federal Credit UnionCertificate AccountsCD · 48 months

    Credit union · 2 branches

    3.92%APY$1,663 over 48 months on $10,000
  12. Mohawk Valley Federal Credit UnionShare Certificates (CDs)CD · 6 months · $1,000 min

    Credit union · 2 branches

    3.90%APY$193 over 6 months on $10,000
  13. Ever $ Green Federal Credit UnionShare CertificateCD · 6–11 months · $500 min

    Credit union · 2 branches

    3.90%APY
  14. Advantage Federal Credit UnionTerm Share CertificatesCD · 18–23 months

    Credit union · 7 branches

    3.90%APY
  15. Wallkill Valley Federal Savings & LoanCertificates of DepositCD · 24 months · $2,500 min

    Bank · 9 branches

    3.90%APY$795 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York

2,153 CDs at 282 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.05%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate