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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in North Dakota

  1. North Star Community Credit UnionStep-Up CertificateCD · 37 months · $500 min

    Credit union · 13 branches

    3.00%APY$954 over 37 months on $10,000intro rate
  2. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 4 branches

    3.00%APY$1,564 over 59 months on $10,000
  3. The Goose River BankJUMP UP CDCD · 36 months · $1,000 min

    Bank · 3 branches

    2.92%APY$902 over 36 months on $10,000
  4. Heartland State Bank36 Month Bump RateCD · 36 months · $500 min

    Bank · 2 branches

    2.75%APY$848 over 36 months on $10,000
  5. American State Bank & Trust (Williston)Certificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    2.65%APY$1,397 over 60 months on $10,000
  6. Dakota Plains Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min · 2.30%–3.00% by balance

    Credit union · 3 branches

    2.40%APY$240 over 1 year on $10,000
  7. First State Bank & TrustCertificates of DepositCD · 60 months · $500 min

    Bank · 4 branches

    2.40%APY$1,259 over 60 months on $10,000
  8. First State Bank of GolvaThree Month Certificate of DepositCD · 3 months · $1,000 min

    Bank · 3 branches

    2.02%APY$50 over 3 months on $10,000
  9. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 12 branches

    1.76%APYwith conditions
  10. Dacotah BankCertificates of DepositCD · 24 months · $500 min

    Bank · 9 branches

    1.75%APY$353 over 24 months on $10,000
  11. Dakota Plains FCUShare Certificate / Term CertificateCD · 60 months · $100 min · 1.40%–1.45% by balance

    Credit union · 1 branch

    1.40%APY$720 over 60 months on $10,000
  12. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 15 branches

    0.40%APY$202 over 60 months on $10,000
  13. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 15 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  14. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 15 branches

    0.25%APY$126 over 60 months on $10,000
  15. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 3 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in North Dakota

526 CDs at 56 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.22%
Credit unions, typical
3.50%

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North Dakota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Aspire Credit UnionCredit union · 1 branch
  2. Affinity First Federal Credit UnionCredit union · 1 branch
  3. Service Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate