Best CD rates and certificates

Requirements

Product: Dividends are compounded and paid monthly. Early withdrawal penalties apply. Automatically renews for the same term at maturity unless otherwise requested.

Offer: Minimum balance before dividends can be earned.

Requirements

Product: Early withdrawal penalty applies: 90 days dividends for terms under 1 year; 180 days dividends for terms of 1 year or greater. Deposits federally insured up to $250,000 by NCUA.

Requirements

Product: All rates are subject to change at any time and without notice

Requirements

Product: Early withdrawal from certificates will be subject up to a 90-day dividend penalty. Fees, other conditions or early withdrawal penalties may reduce the earnings on an account. Rates subject to change without notice.

Requirements

Product: Fees could reduce the earnings on the account. Advertised Rates are subject to change without notice.

Requirements

Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.

Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.

Requirements

Product: ABNB Certificates require a minimum deposit of $1,000. Early withdrawal penalty may apply to all certificates at 15-day x original term of dividends on amount withdrawn.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Limited time special rate. Variable rate accounts; rates adjusted at the discretion of the Board of Directors and subject to change at any time. Early withdrawal penalty is loss of 90 days dividends.

Offer: Limited time Special rate. Early withdrawal penalty is loss of 90 days dividends. Variable rate.

Requirements

Product: Offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposits of at least $100 AND six or more debits in the last 30 days. New customers who open a primary checking relationship are also eligible. $500 minimum opening deposit. Certificate of deposit is not available as an Individual Retirement Account (IRA). Penalty may be imposed for withdrawals made before maturity. Interest is compounded quarterly. At maturity, automatically renews for the 12-month term at the then current non-promotional rate.

Offer: Offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposits of at least $100 AND six or more debits in the last 30 days. New customers who open a primary checking relationship are also eligible. Not available as an IRA. Interest compounded quarterly. Penalty may be imposed for early withdrawal. Automatically renews for 12-month term at then current non-promotional rate.

Requirements

Product: Every $25 deposit enters member into monthly and quarterly prize drawings. Early withdrawal penalty applies for terms of 1 year or greater (180 days dividends).

Requirements

Product: Interest compounded daily. Early withdrawal penalty may apply. Interest earned on collected balance less reserves. Fees may reduce earnings.

Offer: Promotional CD offer. 17 month term. No monthly service fee. Early withdrawal penalty may apply.

Requirements

Product: Must be a Latino Community Credit Union member. Interest accrues daily, but is not compounded. Dividends paid out to a separate LCCU account.

Requirements

Product: A penalty will be imposed for withdrawals before maturity on Certificates. Share Certificate rates remain fixed for the term of the certificate. Rates may change as determined by the Board of Directors.