Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Mississippi
- 3.80%APY$380 over 1 year on $10,000
Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.74% interest rate
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends calculated daily and credited monthly. A penalty will incur if principal is withdrawn before maturity date. No additional deposits permitted except at maturity.
Offer: Premier Member rate tier
3.69% interest rate · Effective Oct 5, 2026
Rate checked
More details - Southern Security Federal Credit UnionShare CertificatesCD · 6 months · $2,500 min · 3.65%–3.75% by balance
Credit union · 2 branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Terms from 91 days to 5 years. Minimum balance of $500. Certificates auto-renew unless otherwise directed.
3.62% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and up 3.65% $10,000 and upYour amount 3.70% $50,000 and up 3.75% Rate checked
More details - 3.66%APY$366 over 1 year on $10,000
3.60% interest rate · Effective Oct 9, 2026
Rate checked
More details - 3.60%APY$148 over 5 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. Choose a term from 3 months to 5 years. No setup or maintenance fees. Early withdrawals are subject to penalty. Fixed, guaranteed rates.
Effective Jan 21, 2026
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000
Requirements
Product: Dividends are compounded monthly and posted monthly. All certificates are set to auto renew. Early withdrawal penalty applies (90 or 180 days).
Offer: Early withdrawal penalty: 90 days. Dividends compounded and posted monthly. Auto renews.
3.50% interest rate · Compounded monthly · Effective Dec 31, 2025
Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Fixed-rate. Minimum investment $1,000. Wide variety of terms available 6 to 60 months. Rates subject to change at any time and not guaranteed.
Rate checked
More details - 3.45%APY
Requirements
Product: Fixed terms from 90 days to 7 years. Online opening available for Louisiana residents for 6-, 12-, 24-, 36-, 48-, and 60-month terms (limited to $50,000.00 max). All terms available in-branch with no maximum deposit limit. Early withdrawal penalty applies.
Offer: Featured Certificate of Deposit rate. Minimum deposit of $2,000 required to open and earn stated APY. Offer only valid for CDs opened in Louisiana branches (or online with restrictions). Interest on CDs longer than 12 months must be paid out at least annually.
3.45% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.35%APY$1,791 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty: all dividends posted for terms < 6 months, 6 months dividends for terms >= 6 months. 7-calendar-day grace period after maturity. Optional checking relationship provides bonus 0.15% APY on new certificates.
Effective Oct 1, 2026
Rate checked
More details - 3.30%APY$191 over 7 months on $10,000with conditions
Requirements
Product: All funds including dividends may be withdrawn without penalty after the first 6 days following the funding date. Minimum deposit is $500.
Offer: Rewards APY requires two qualifying relationships.
Qualified rate · 3.25% interest rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Earns competitive interest rate based on certificate term. Terms available from 1 month to 60 months. A penalty may be imposed for early withdrawal.
Offer: Compound: Quarterly
3.25% interest rate · Effective Dec 3, 2025
Rate checked
More details - Keesler Federal Credit UnionShare Certificate AccountsCD · 18 months · $1,000 min
Credit union · 30 branches
3.25%APY$491 over 18 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Ten-day grace period renewal at maturity.
3.21% interest rate
Rate checked
More details - 3.10%APY$1,649 over 60 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit. Early withdrawal penalty applies.
Offer: Rewards APY tier.
3.06% interest rate
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
3.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Mississippi
568 CDs at 63 banks and credit unions · checked Oct 15–22
- Typical
- 2.02%
- Top 10% from
- 4.00%
- Banks, typical
- 1.25%
- Credit unions, typical
- 2.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches