Credit union · NCUA insured
Waters Edge FCU CD Rates
Waters Edge FCU’s best CD rate is 3.05% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Waters Edge FCU’s CD rates compare
Compared with banks and credit unions near Gulfport, MS, where Waters Edge FCU has the most branches. $10,000, best rate first.
This credit union’s best
Waters Edge FCU
3.05%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $305
High Dividend-Bearing Certificate
Top rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $656
2nd-highest rate
Sunbelt Federal Credit Union
4.33%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $656
Waters Edge FCU CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Waters Edge FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Dividend-Bearing Certificate
3.05%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.05% | $305 |
| 24 months | 3.05% | $619 |
| 60 months | 3.05% | $1,621 |
Sources (1)
- watersedgefcu.com/shares/certificates · captured Sep 19, 2026
Who can join Waters Edge FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Post Office and Federal Employees are eligible for membership.
Cost to join
- Joining requires having $20.00 directly debited from a checking account upon application.
Membership information collected October 4, 2026.