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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Minnesota

  1. Top Carrot, Carrot Score 87
    Ideal Credit Union13-Month New Money Certificate SpecialCD · 13 months · $500 min

    Credit union · 6 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  2. First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min

    Bank · 4 branches

    4.25%APY$461 over 13 months on $10,000
  3. Community Bank OwatonnaCD SpecialsCD · 15 months · $5,000 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000
  4. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 2 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  5. Top Carrot, Carrot Score 91
    Magnifi FinancialCertificatesCD · 17 months · $500 min

    Credit union · 25 branches

    4.25%APY$607 over 17 months on $10,000
  6. Border Bank23 Month CD SpecialCD · 23 months · $5,000 min

    Bank · 9 branches

    4.25%APY$830 over 23 months on $10,000intro rate
  7. Keen Bank, N.ACertificates of DepositCD · 24 months · $2,000 min

    Bank · 3 branches

    4.25%APY$868 over 24 months on $10,000
  8. Embarrass Vermillion FCUShare CertificatesCD · 24 months · $500 min

    Credit union · 4 branches

    4.25%APY$868 over 24 months on $10,000
  9. Notre Dame Federal Credit UnionStandard CertificateCD · 24–35 months · $0 min

    Credit union · 2 branches

    4.25%APY
  10. Top Carrot, Carrot Score 88
    Mayo Employees Federal Credit Union25 Month CertificateCD · 25 months · $1,000 min

    Credit union · 6 branches

    4.25%APY$906 over 25 months on $10,000intro rate
  11. Top Carrot, Carrot Score 95
    Luminate BankCertificates of DepositCD · 60 months · $500 min

    Bank · 2 branches

    4.25%APY$2,313 over 60 months on $10,000
  12. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 25 branches

    4.25%APY$3,382 over 84 months on $10,000
  13. Red Wing Credit UnionCertificates of DepositCD · 8 months · $500 min

    Credit union · 1 branch

    4.20%APY$278 over 8 months on $10,000
  14. HomeTown Credit UnionShare Certificate ($10,000.00 Minimum)CD · 11 months · $10,000 min

    Credit union · 4 branches

    4.20%APY$384 over 11 months on $10,000intro rate
  15. HomeTown Credit UnionShare Certificate ($500.00 Minimum)CD · 11 months · $500 min

    Credit union · 4 branches

    4.20%APY$384 over 11 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

1,646 CDs at 187 banks and credit unions · checked Oct 16–22

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.25%
Credit unions, typical
3.40%

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Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Community CUCredit union · 4 branches
  2. Altra Federal Credit UnionCredit union · 4 branches
  3. VisionBankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate