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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 271–285 results in Minnesota

  1. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 120 branches

    1.76%APYwith conditions
  2. Dacotah BankCertificates of DepositCD · 24 months · $500 min

    Bank · 2 branches

    1.75%APY$353 over 24 months on $10,000
  3. Odin State Bank182 Day CertificateCD · 6 months · $500 min · 1.00%–1.51% by balance

    Bank · 1 branch

    1.51%APY$75 over 6 months on $10,000
  4. HomeTown Credit UnionSteps Certificate AccountCD · 6 months · $1 min

    Credit union · 4 branches

    1.50%APY$75 over 6 months on $10,000
  5. Members Cooperative Credit UnionBasic 3 Month Share CertificateCD · 3 months · $1,000 min

    Credit union · 12 branches

    1.25%APY$31 over 3 months on $10,000
  6. Share Advantage Credit UnionTime ShareCD · 48 months · $500 min

    Credit union · 2 branches

    1.21%APY$493 over 48 months on $10,000
  7. Associated BankFixed-Rate Add-on CDCD · 12 months · $100 min

    Bank · 24 branches

    1.00%APY$100 over 1 year on $10,000
  8. Affinity PlusWahoo CertificateCD · 12 months · $0 min

    Credit union · 34 branches

    1.00%APY$100 over 1 year on $10,000
  9. Affinity PlusCertificate BuilderCD · 12 months · $100 min

    Credit union · 34 branches

    1.00%APY$100 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    North Star Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 5 branches

    1.00%APY$510 over 60 months on $10,000
  11. Northern State Bank of Virginia60 MONTH CERTIFICATECD · 60 months · $1,000 min · 0.70%–0.90% by balance

    Bank · 2 branches

    0.80%APY$406 over 60 months on $10,000
  12. Grand Rapids State BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    0.80%APY$406 over 60 months on $10,000
  13. St. Cloud Financial Credit UnionSprout Certificate of DepositCD · 12 months · $100 min

    Credit union · 5 branches

    0.75%APY$75 over 1 year on $10,000
  14. Northern State Bank of Virginia48 MONTH CERTIFICATECD · 48 months · $1,000 min · 0.55%–0.75% by balance

    Bank · 2 branches

    0.65%APY$263 over 48 months on $10,000
  15. Arlington State BankCertificates of DepositCD · 60 months · $5,000 min

    Bank · 2 branches

    0.50%APY$253 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minnesota

1,646 CDs at 187 banks and credit unions · checked Oct 16–23

Typical
3.25%
Top 10% from
4.15%
Banks, typical
3.25%
Credit unions, typical
3.40%

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Minnesota

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Greater Community CUCredit union · 4 branches
  2. Altra Federal Credit UnionCredit union · 4 branches
  3. VisionBankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate