Bank · FDIC insured
Grand Rapids State Bank CD Rates
Grand Rapids State Bank’s best CD rate is 0.80% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Grand Rapids State Bank’s CD rates compare
Compared with banks and credit unions near Grand Rapids, MN, where Grand Rapids State Bank has the most branches. $10,000, best rate first.
This bank’s best
Grand Rapids State Bank
0.80%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $406
Certificates of Deposit
Top rate
Blaze Credit Union
4.60%APY
- Term
- 72 months
- Minimum
- $10,000
- Earns on $10,000
- $3,098
2nd-highest rate
Affinity Plus
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
Grand Rapids State Bank CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.03%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.35%
- 31–60 months31–60 mo0.80%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grand Rapids State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.80%APY · 9 terms
Automatically renewable. Other than noted, rate remains the same throughout the investment period. Substantial penalty for early withdrawal/encashment. Interest can be automatically credited to a deposit account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded at term completion. $1,000 minimum deposit to open and receive stated APY | 0.03% | $1 |
| 6 monthsCompounded at term completion. $1,000 minimum deposit to open and receive stated APY | 0.03% | $1 |
| 12 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.20% | $20 |
| 18 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.20% | $30 |
| 24 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.30% | $60 |
| 30 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.35% | $88 |
| 36 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.45% | $136 |
| 48 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.65% | $263 |
| 60 monthsBased on semi-annual compounding of interest. $1,000 minimum deposit to open and receive stated APY | 0.80% | $406 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.