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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 271–285 results in Massachusetts

  1. BankFive3 Year CDCD · 36 months · $500 min

    Bank · 12 branches

    0.75%APY$227 over 36 months on $10,000
  2. Country Bank for Savings3 Year Certificate of DepositCD · 36 months · $500 min

    Bank · 16 branches

    0.75%APY$227 over 36 months on $10,000
  3. First Citizens Federal Credit UnionTerm CertificateCD · 36 months · $500 min

    Credit union · 10 branches

    0.75%APY$227 over 36 months on $10,000
  4. Polish National Credit UnionTerm ShareCD · 60 months · $500 min

    Credit union · 8 branches

    0.66%APY$334 over 60 months on $10,000
  5. Stoughton Co-Operative BankCertificates of Deposit (CDs)CD · 48 months · $500 min

    Bank · 1 branch

    0.65%APY$263 over 48 months on $10,000
  6. BankFive5 Year CDCD · 60 months · $500 min

    Bank · 12 branches

    0.65%APY$329 over 60 months on $10,000
  7. Country Bank for Savings12 Month Certificate of DepositCD · 12 months · $500 min

    Bank · 16 branches

    0.50%APY$50 over 1 year on $10,000
  8. Taunton Federal Credit UnionMoney Maker Plus Term Share CertificateCD · 12 months · $250 min

    Credit union · 7 branches

    0.50%APY$50 over 1 year on $10,000with conditions
  9. Commonwealth BankCertificates of Deposit (CD'S)CD · 24 months · $1,000 min

    Bank · 2 branches

    0.50%APY$100 over 24 months on $10,000
  10. Country Bank for Savings2 Year Certificate of DepositCD · 24 months · $500 min

    Bank · 16 branches

    0.50%APY$100 over 24 months on $10,000
  11. Taunton Federal Credit UnionMoney Maker Term Share CertificateCD · 12 months · $250 min

    Credit union · 7 branches

    0.45%APY$45 over 1 year on $10,000with conditions
  12. MutualOne BankAdvantage CDCD · 9 months · $5,000 min

    Bank · 3 branches

    0.40%APY$30 over 9 months on $10,000
  13. East Cambridge Savings BankFixed Rate CDsCD · 18 months · $1,000 min

    Bank · 11 branches

    0.40%APY$60 over 18 months on $10,000
  14. Top Carrot, Carrot Score 91
    Greenfield Savings BankFlex Certificate of DepositCD · 6 months · $1,000 min

    Bank · 9 branches

    0.35%APY$17 over 6 months on $10,000
  15. Watertown Municipal Credit UnionTerm CertificateCD · 15 months · $1,000 min

    Credit union · 1 branch

    0.30%APY$38 over 15 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Massachusetts

1,988 CDs at 190 banks and credit unions · checked Oct 16–22

Typical
3.05%
Top 10% from
4.10%
Banks, typical
3.00%
Credit unions, typical
3.29%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate