Bank · FDIC insured
Commonwealth Bank CD Rates
Commonwealth Bank’s best CD rate is 0.50% APY on a 2-year CD. Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Commonwealth Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Commonwealth Bank has the most branches. $10,000, best rate first.
This bank’s best
Commonwealth Bank
0.50%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $100
Certificates of Deposit (CD'S)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Commonwealth Bank CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo0.30%
- 16–30 months16–30 mo0.50%
- 31–60 months31–60 mo0.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commonwealth Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CD'S)
Up to 0.50%APY · 8 terms
Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures. A penalty is imposed for early withdrawals from a CD, which may reduce earnings. Interest compounded monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 9 months | 0.25% | $19 |
| 12 months | 0.30% | $30 |
| 18 months | 0.40% | $60 |
| 24 months | 0.50% | $100 |
| 30 months | 0.50% | $125 |
| 36 months | 0.50% | $151 |
| 48 months | 0.50% | $202 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.