Credit union · NCUA insured
Taunton Federal Credit Union CD Rates
Taunton Federal Credit Union’s best CD rate is 4.00% APY on a 9-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked September 18, 2026.
How Taunton Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Taunton Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Taunton Federal Credit Union
4.00%APY
- Term
- 9 months
- Minimum
- $250
- Earns on $10,000
- $299
Term Share Certificate
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Taunton Federal Credit Union CD score
80
CD score
Higher than 51% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo1.10%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Taunton Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificate
Up to 4.00%APY · 11 terms
Premium fixed rates offered for the term of the certificate. Minimum opening deposit of $250.00 to earn APY. Dividends compounded and paid/credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Upon maturity, certificate will automatically renew at the prevailing rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.25% | $6 |
| 6 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.30% | $15 |
| 9 monthsLimited-time special. Offer expires 9/20/26. Minimum opening deposit of $250 to earn APY. Dividends compounded and paid monthly. Early withdrawal penalty may be imposed if redeemed prior to maturity. Fees may reduce earnings. Valid on personal and business accounts only; no institutional funds. Automatically renews at the prevailing rate upon maturity | 4.00% | $299 |
| 12 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.45% | $45 |
| 15 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.50% | $63 |
| 16 monthsLimited-time special. Offer expires 9/20/26. Minimum opening deposit of $250 to earn APY. Dividends compounded and paid monthly. Early withdrawal penalty may be imposed if redeemed prior to maturity. Fees may reduce earnings. Valid on personal and business accounts only; no institutional funds. Automatically renews at the prevailing rate upon maturity | 3.70% | $496 |
| 18 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.55% | $83 |
| 24 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.65% | $130 |
| 36 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.85% | $257 |
| 48 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.95% | $385 |
| 60 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 1.10% | $562 |
Money Maker Plus Term Share Certificate
0.50%APY · 1 term
Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). Minimum opening deposit of $250 required to earn APY, unless waived for TFed at Work participants. If payroll is not deposited into the certificate within 90 days, rate adjusts to the standard savings rate based on account balance. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Automatically renews at prevailing rate upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires minimum payroll deposit of $100 weekly, $200 biweekly, or $400 monthly. Requires existing payroll or ACH deposit at TFed. Minimum opening deposit of $250 to earn APY unless waived for TFed at Work participants. Rate adjusts to standard savings rate if payroll not deposited within 90 days. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, renews at prevailing rate | 0.50% | $50 |
Sources (1)
- tfed.com/rates/term-share-ira · captured Sep 18, 2026
Money Maker Term Share Certificate
0.45%APY · 1 term
Certificate requires an existing payroll or ACH deposit at TFed. Not valid for qualified funds (IRA). Minimum opening deposit of $250 required to earn APY, unless waived for TFed at Work participants. If payroll is not deposited into the certificate within 90 days, rate adjusts to the standard savings rate based on account balance. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Automatically renews at prevailing rate upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsRequires minimum payroll deposit of $25 weekly, $50 biweekly, or $100 monthly. Requires existing payroll or ACH deposit at TFed. Minimum opening deposit of $250 to earn APY unless waived for TFed at Work participants. Rate adjusts to standard savings rate if payroll not deposited within 90 days. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Upon maturity, renews at prevailing rate | 0.45% | $45 |
Sources (1)
- tfed.com/rates/term-share-ira · captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account Certificate
Up to 4.00%APY · 11 terms
Tax-deferred retirement certificate. Minimum opening deposit of $250.00 to earn APY. Dividends compounded and paid/credited monthly. IRA fees and early withdrawal penalties may reduce earnings. Consult tax advisor for IRA eligibility rules. Upon maturity, certificate will automatically renew at the prevailing rate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.25% | $6 |
| 6 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.30% | $15 |
| 9 monthsLimited-time special. Offer expires 9/20/26. Minimum opening deposit of $250 to earn APY. Dividends compounded and paid monthly. Early withdrawal penalty may be imposed if redeemed prior to maturity. IRA fees may reduce earnings. Valid on personal and business accounts only; no institutional funds. Automatically renews at the prevailing rate upon maturity | 4.00% | $299 |
| 12 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.45% | $45 |
| 15 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.50% | $63 |
| 16 monthsLimited-time special. Offer expires 9/20/26. Minimum opening deposit of $250 to earn APY. Dividends compounded and paid monthly. Early withdrawal penalty may be imposed if redeemed prior to maturity. IRA fees may reduce earnings. Valid on personal and business accounts only; no institutional funds. Automatically renews at the prevailing rate upon maturity | 3.70% | $496 |
| 18 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.55% | $83 |
| 24 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.65% | $130 |
| 36 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.85% | $257 |
| 48 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 0.95% | $385 |
| 60 monthsMinimum opening deposit of $250.00 to earn APY. Dividends compounded and credited monthly. Subject to early withdrawal penalties. Fees may reduce earnings. Automatically renews at prevailing rate upon maturity | 1.10% | $562 |
Who can join Taunton Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in designated counties and towns in Massachusetts and Rhode Island are eligible for membership.
Family and household
- Immediate family members of current TFed members are eligible to join.
Cost to join
- New members are required to open their account with a minimum deposit of $5 upon approval.
Membership information collected October 5, 2026.