Credit union · NCUA insured
Watertown Municipal Credit Union CD Rates
Watertown Municipal Credit Union’s best CD rate is 0.30% APY on a 15-month share certificate (CD). Terms run from 6 months to 15 months. Rates checked October 15, 2026.
How Watertown Municipal Credit Union’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Watertown Municipal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Watertown Municipal Credit Union
0.30%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $38
Term Certificate
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Certificate
Up to 0.30%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 15 months | 0.30% | $38 |
Sources (1)
- watertownmcu.com/rates/saving_rates · captured Sep 18, 2026
Who can join Watertown Municipal Credit Union
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