Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Kentucky
- 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: For Traditional CDs, a penalty may be imposed for early withdrawal. Compounds maturity or quarterly depending on term. No monthly Add Ons. Certificates under $10,000.00 will have the interest added to the balance. Rate -.50 on any CD with int. checks written. Ask us about our current CD special.
Offer: Compounds Quarterly
2.48% interest rate · Effective Aug 31, 2026
Rate checked
More details - 2.35%APY$476 over 24 months on $10,000
Requirements
Product: During the term of your Bump-Rate Certificate account, you may increase the rate one time to the rate currently in effect for accounts of this type with the same term. Excluded from TruBlue 0.25% APY pricing boost. Automatic renewal.
Offer: Fixed rate. One-time rate increase option during term. Automatic renewal. Excluded from TruBlue boost.
2.32% interest rate · Effective Sep 1, 2026
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More details - 2.31%APY$1,210 over 60 months on $10,000
2.30% interest rate · Effective Jul 13, 2026
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More details - 2.28%APY$113 over 6 months on $10,000
Requirements
Offer: Dividend Payment: At Maturity; Plan Code: Fl
2.25% interest rate · Effective Apr 1, 2026
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More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Promotional Share CertificateCD · 6 months · $1,000 min
Credit union · 1 branch
2.27%APY$113 over 6 months on $10,000Requirements
Offer: Term is 182 days.
2.25% interest rate · Effective Apr 1, 2026
Rate checked
More details - Citizens Bank & Trust of LebanonSpecial Certificates of Deposit (with Minimum Balances)CD · 30 months · $10,000 min
Bank · 1 branch
2.26%APY$575 over 30 months on $10,000Requirements
Offer: $10,000 min.
2.25% interest rate · Effective Jul 13, 2026
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More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Bonus Points CertificateCD · 60 months · $500 min
Credit union · 1 branch
2.17%APY$1,131 over 60 months on $10,000with conditionsRequirements
Product: Awarded to members having an active Share Draft Account with Direct Deposit issued under the same Prime Share Account Number.
Offer: Term is 1,825 days. Requires active Share Draft Account with Direct Deposit.
Qualified rate · 2.15% interest rate · Effective Apr 1, 2026
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More details - Old Kentucky Home Federal Credit UnionShare CertificateCD · 48 months · $1,000 min
Credit union · 1 branch
2.12%APY$875 over 48 months on $10,000Requirements
Product: Penalties may be applied if withdrawals are made before the maturity date on Certificates. Accounts are federally insured to $250,000 by NCUA.
2.10% interest rate · Effective Oct 1, 2026
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More details - 2.00%APY$612 over 36 months on $10,000
Requirements
Product: Early close/withdrawal penalty applies.
Offer: Early close/withdrawal penalty applies.
2.00% interest rate · Effective Sep 29, 2026
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More details - Louisville/Jefferson County Metropolitan Sewer District (MSD)Share CertificateCD · 60 months · $500 min
Credit union · 1 branch
1.91%APY$994 over 60 months on $10,000Requirements
Offer: Term is 1,825 days.
1.90% interest rate · Effective Apr 1, 2026
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More details - 1.51%APY$382 over 30 months on $10,000
1.50% interest rate · Effective Jul 13, 2026
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More details - 1.00%APY$408 over 48 months on $10,000
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More details - 1.00%APY$303 over 36 months on $10,000
Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Maximum APR with Bump Up (.250% total): 1.250%
1.00% interest rate · Effective May 22, 2020
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More details - 1.00%APY$406 over 48 months on $10,000
Requirements
Offer: 4-Year Certificate
1.00% interest rate · Effective Jul 1, 2022
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More details - Labor Management Federal Credit UnionShare CertificatesCD · 60 months · $100 min
Credit union · 1 branch
0.80%APY$406 over 60 months on $10,0000.80% interest rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Kentucky
967 CDs at 115 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.10%
- Banks, typical
- 2.26%
- Credit unions, typical
- 3.24%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches