Credit union · NCUA insured
Your Home Town FCU CD Rates
Your Home Town FCU’s best CD rate is 2.28% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Your Home Town FCU’s CD rates compare
Compared with banks and credit unions near Mayfield, KY, where Your Home Town FCU has the most branches. $10,000, best rate first.
This credit union’s best
Your Home Town FCU
2.28%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $113
Certificate
Top rate
Community Financial Services Bank
4.17%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $596
2nd-highest rate
C-Plant Federal Credit Union
4.07%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $407
Your Home Town FCU CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo2.17%
- 16–30 months16–30 mo2.02%
- QualifiedQualified2.28%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Your Home Town FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 2.28%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividend Payment: At Maturity; Plan Code: Fl | 2.28% | $113 |
| 12 monthsDividend Payment: At Maturity; Plan Code: Bl | 2.17% | $217 |
| 24 monthsDividend Payment: At Maturity; Plan Code: Dl | 2.02% | $408 |
Sources (1)
- yourhometownfcu.com/rates.php · captured Sep 19, 2026
Who can join Your Home Town FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.