Credit union · NCUA insured
Audubon Federal Credit Union CD Rates
Audubon Federal Credit Union’s best CD rate is 1.00% APY on a 4-year share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How Audubon Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Owensboro, KY, where Audubon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Audubon Federal Credit Union
1.00%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $406
Share Certificates
Top rate
Liberty FCU
4.25%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Audubon Federal Credit Union CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.40%
- 9–15 months9–15 mo0.50%
- 16–30 months16–30 mo0.65%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Audubon Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.00%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91-Day Certificate | 0.30% | $7 |
| 6 months182-Day Certificate | 0.40% | $20 |
| 12 months1-Year Certificate (365 Days) | 0.50% | $50 |
| 18 months18-Month Certificate | 0.55% | $83 |
| 24 months2-Year Certificate | 0.65% | $130 |
| 36 months3-Year Certificate | 0.80% | $242 |
| 48 months4-Year Certificate | 1.00% | $406 |
Sources (1)
- audubonfcu.net/rates · captured Sep 19, 2026
Who can join Audubon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Neighbors in Hancock, McLean, and Ohio Counties in Kentucky are eligible for membership.
- Anyone who lives, works, or attends school or church in Daviess County, Kentucky is eligible for membership.
Family and household
- Anyone who has family who are already members is eligible to join AFCU.
- Anyone living in the same household or directly related to a member is eligible for membership.
Cost to join
- A savings account requires a minimum opening deposit of $5.00.
Membership information collected October 4, 2026.