Credit union · NCUA insured
Louisville/Jefferson County Metropolitan Sewer District (MSD) CD Rates
Louisville/Jefferson County Metropolitan Sewer District (MSD)’s best CD rate is 2.27% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Louisville/Jefferson County Metropolitan Sewer District (MSD)’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Louisville/Jefferson County Metropolitan Sewer District (MSD) has the most branches. $10,000, best rate first.
This credit union’s best
Louisville/Jefferson County Metropolitan Sewer District (MSD)
2.27%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $113
Promotional Share Certificate
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Louisville/Jefferson County Metropolitan Sewer District (MSD) CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo2.27%
- 16–30 months16–30 mo1.66%
- 31–60 months31–60 mo1.91%
- QualifiedQualified2.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Louisville/Jefferson County Metropolitan Sewer District (MSD) ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Promotional Share Certificate
2.27%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm is 182 days | 2.27% | $113 |
| 12 monthsTerm is 365 days | 2.27% | $227 |
Sources (1)
- louisvillemsd.org/sites/defaul…teSheet%2004-01-2026.pdf · captured Sep 19, 2026
Bonus Points Certificate
Up to 2.17%APY · 4 terms
Awarded to members having an active Share Draft Account with Direct Deposit issued under the same Prime Share Account Number.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm is 182 days. Requires active Share Draft Account with Direct Deposit | 1.41% | $70 |
| 12 monthsTerm is 365 days. Requires active Share Draft Account with Direct Deposit | 1.66% | $166 |
| 24 monthsTerm is 730 days. Requires active Share Draft Account with Direct Deposit | 1.91% | $386 |
| 60 monthsTerm is 1,825 days. Requires active Share Draft Account with Direct Deposit | 2.17% | $1,131 |
Sources (1)
- louisvillemsd.org/sites/defaul…teSheet%2004-01-2026.pdf · captured Sep 19, 2026
Share Certificate
Up to 1.91%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm is 182 days | 1.16% | $58 |
| 12 monthsTerm is 365 days | 1.41% | $141 |
| 24 monthsTerm is 730 days | 1.66% | $335 |
| 60 monthsTerm is 1,825 days | 1.91% | $994 |
Sources (1)
- louisvillemsd.org/sites/defaul…teSheet%2004-01-2026.pdf · captured Sep 19, 2026
Special-purpose accounts
IRA Certificate
Up to 1.91%APY · 3 terms
Includes Regular and Roth IRA certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm is 365 days | 1.41% | $141 |
| 24 monthsTerm is 730 days | 1.66% | $335 |
| 60 monthsTerm is 1,825 days | 1.91% | $994 |
Sources (1)
- louisvillemsd.org/sites/defaul…teSheet%2004-01-2026.pdf · captured Sep 19, 2026
Youth Share Certificate
1.41%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsTerm is 365 days | 1.41% | $141 |
Sources (1)
- louisvillemsd.org/sites/defaul…teSheet%2004-01-2026.pdf · captured Sep 19, 2026
Who can join Louisville/Jefferson County Metropolitan Sewer District (MSD)
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.