Credit union · NCUA insured
Old Kentucky Home Federal Credit Union CD Rates
Old Kentucky Home Federal Credit Union’s best CD rate is 2.12% APY on a 4-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How Old Kentucky Home Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Old Kentucky Home Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Old Kentucky Home Federal Credit Union
2.12%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $875
Share Certificate
Top rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
2nd-highest rate
Lincoln National Bank
4.65%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $505
Old Kentucky Home Federal Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo1.50%
- 9–15 months9–15 mo1.50%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.12%
- QualifiedQualified2.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Old Kentucky Home Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 2.12%APY · 7 terms
Penalties may be applied if withdrawals are made before the maturity date on Certificates. Accounts are federally insured to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.50% | $75 |
| 8 months | 1.50% | $100 |
| 12 months | 1.50% | $150 |
| 18 months | 1.00% | $150 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
| 48 months | 2.12% | $875 |
Sources (1)
- okhfcu.com/share-rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificate
Up to 2.02%APY · 3 terms
Penalties may be applied if withdrawals are made before the maturity date on Certificates. Accounts are federally insured to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.50% | $150 |
| 24 months | 2.00% | $404 |
| 36 months | 2.02% | $618 |
Who can join Old Kentucky Home Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all of Nelson County.
Membership information collected October 4, 2026.