Credit union · NCUA insured
Kraftcor Federal Credit Union
A $12.5M credit union headquartered in Hawesville, KY, with 1,157 members and 1 branch in Kentucky. Best rates: CDs 1.00% and savings 0.05% APY.
Kraftcor Federal Credit Union Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#91 of 93 in KentuckyHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kraftcor Federal Credit Union
Founded and federally chartered in 1972, Kraftcor Federal Credit Union is a member-owned financial institution headquartered in Hawesville, Kentucky.
Originally established by workers at local paper mills, the credit union serves persons who live, work, or worship in Hancock and Breckinridge Counties, Kentucky, and Perry County, Indiana.
- Headquarters
- 2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348
- NCUA charter
- 20891
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, or worships in Hancock, Breckinridge, or Perry County.
Family and household
- Membership is open to immediate family members of someone who lives, works, or worships in Hancock, Breckinridge, or Perry County.
Branches
1 branch in Kentucky
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Kentucky
1 branch
- Kraftcor Federal Credit UnionMain office2960 Squirrel Tail Hollow Rd, Hawesville, KY 42348Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.91% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio7.91%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kraftcor Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.