Credit union · NCUA insured
Kraftcor Federal Credit Union CD Rates
Kraftcor Federal Credit Union’s best CD rate is 1.00% APY on a 4-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How Kraftcor Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Kentucky, where Kraftcor Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kraftcor Federal Credit Union
1.00%APY
- Term
- 48 months
- Minimum
- —
- Earns on $10,000
- $408
Share Certificate Accounts
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Commonwealth Credit Union
5.00%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $1,025
Kraftcor Federal Credit Union CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo0.40%
- 16–30 months16–30 mo0.50%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kraftcor Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Accounts
Up to 1.00%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.30% | $15 |
| 12 months | 0.40% | $40 |
| 24 months | 0.50% | $100 |
| 36 months | 0.65% | $197 |
| 48 months | 1.00% | $408 |
Sources (1)
- kraftcorfcu.org/products · captured Sep 19, 2026
Who can join Kraftcor Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, or worships in Hancock, Breckinridge, or Perry County.
Family and household
- Membership is open to immediate family members of someone who lives, works, or worships in Hancock, Breckinridge, or Perry County.
Membership information collected October 4, 2026.