Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Kansas
- 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
4.02% interest rate · Effective Oct 15, 2026
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More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
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More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: $1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
4.04% interest rate · Effective Sep 25, 2026
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More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: Eligibility Requirements Apply: CAP Member (Client Appreciation Program Member in good standing) OR Non-CAP Member with New Dollars (foreign funds/dollars from outside Mutual Savings). For maturing CDs, client must add 50% of maturing balance or $2,000, whichever is less (foreign funds outside Mutual Savings). Early withdrawal penalty applies.
Offer: 3 Year Certificate. CAP Member or New Dollars eligibility required. Early withdrawal penalty applies.
4.04% interest rate
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More details - 4.08%APY$478 over 14 months on $10,000
Requirements
Product: Rates effective August 19, 2026. A penalty may be imposed for early withdrawal. Annual percentage yield assumes interest remains on deposit until maturity. Specials terms are not available in IRAs.
Offer: Special rate; not available in IRAs.
4.00% interest rate · Effective Aug 19, 2026
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More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: Compounded daily and paid quarterly. Subject to change daily.
Offer: Subject to change daily. 90 day penalty for early withdrawal before maturity.
4.00% interest rate · Compounded daily
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More details - 4.06%APY$441 over 13 months on $10,000
Requirements
Product: Must complete payment of one share in Regular Member Share account as condition of membership. Minimum balance to open is $500.00 or $1000 depending on share certificate. Early withdrawal penalty applies.
4.00% interest rate
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More details - 4.06%APY$475 over 14 months on $10,000
Effective May 28, 2026
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More details - First State Bank of St. CharlesCertificates of Deposit SpecialsCD · 7 months · $5,000 min
Bank · 1 branch
4.05%APY$234 over 7 months on $10,000Requirements
Product: Not available with IRAs. Assumes interest will remain on the deposit before maturity; a withdrawal will reduce earnings. Minimum deposits and balances required to earn APY are subject to change at any time. A penalty may be imposed for early withdrawal.
Offer: Not available with IRAs.
3.97% interest rate · Effective Sep 15, 2026
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More details - 4.05%APY$474 over 14 months on $10,000with conditions
Requirements
Product: Interest on CD Specials is compounded monthly. A new or existing Central National Bank checking account is required for the .25% premium shown on CD specials. Penalties apply for early withdrawals; fees may reduce earnings. CDs over $500,000 require prior approval from President, SVP - Retail Banking, or CFO. Not available for public fund customers.
Offer: Requires new or existing active Central National Bank checking account for the 0.25% premium. Limited time offer. 14-MONTH BIRTHDAY SPECIAL.
Qualified rate · 3.98% interest rate · Compounded monthly · Effective Oct 13, 2026
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More details - Credit Union of America15-Month Special CertificateCD · 15 months · $500 min
Credit union · 16 branches
4.05%APY$509 over 15 months on $10,000intro rateRequirements
Product: Limited-time offer. Renews to 12-month certificate at maturity. Minimum $500 to open. Deposits over $1,000,000 require approval. Funds in excess of $250,000 may be discounted and/or require special approval. Membership required. Early withdrawal penalties may apply. Dividends paid monthly.
Offer: Renews to 12-month certificate at maturity. Deposits over $1,000,000 require approval.
Promotional rate · 3.98% interest rate · Effective Sep 1, 2026
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More details - American Bank (Baxter Springs, KS)Certificate of DepositCD · 24 months · $1,000 min
Bank · 3 branches
4.05%APY$826 over 24 months on $10,0004.00% interest rate · Effective Oct 1, 2026
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More details - 4.04%APY$1,262 over 36 months on $10,000
4.00% interest rate · Effective Sep 30, 2025
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More details - The First National Bank of HopeCertificate of Deposit SpecialsCD · 11 months · $10,000 min
Bank · 3 branches
4.01%APY$367 over 11 months on $10,000intro rateRequirements
Product: Early withdrawal penalty: Less than or equal to 1 year = 60 days interest; More than 1 year = 182 day interest.
Offer: Compounding: At Maturity. Renewal: Regular 12 Month CD.
Promotional rate · 4.00% interest rate
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More details - Farmers Insurance Federal Credit UnionLimited Time 3-Month and 6-Month Share CertificatesCD · 3 months · $1,000 min
Credit union · 1 branch
4.00%APY$99 over 3 months on $10,000intro rateRequirements
Product: Limited time promotion. $1,000 minimum balance. Calculated on a 3.93% base rate. IRA share certificates do not qualify. May not be combined with Direct Deposit Bonus or Jumbo Certificate rates. Substantial penalty for early withdrawal.
Offer: Promotional rate calculated on 3.93% base rate. IRA share certificates do not qualify. Automatically rolls over to 3-Month Certificate at maturity.
Promotional rate · 3.93% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Kansas
1,261 CDs at 143 banks and credit unions · checked Oct 15–22
- Typical
- 3.00%
- Top 10% from
- 4.01%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.29%
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Find your bank or credit union to see all its rates and how they compare near you.
Kansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 1 branch
- Campus Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch