Bank · FDIC insured
The First National Bank of Hope
A $83.4M bank headquartered in Hope, KS, with 3 branches in Kansas. Best rates: CDs 4.01% and savings 0.50% APY.
The First National Bank of Hope Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#70 of 133 in KansasHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank of Hope
Organized and chartered in 1923 when Peoples State Bank was converted into a national bank, The First National Bank of Hope has enjoyed continuous local ownership throughout its history.
Founded to provide financial services to the community and surrounding area, the bank operates three locations in Hope, Miltonvale, and Herington, Kansas, following a 2013 merger with Citizens State Bank of Miltonvale.
- Headquarters
- 112 N Main St, Hope, KS 67451
- FDIC certificate
- 4690 ↗
Branches
3 branches in Kansas
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Kansas
3 branches
Hope area · 1
- The First National Bank of HopeMain office112 N Main St, Hope, KS 67451Directions
Herington area · 1
- Herington Branch20 E Main St, Herington, KS 67449Directions
Miltonvale area · 1
- Miltonvale Branch201 Starr Ave, Miltonvale, KS 67466Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.81% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 1.33% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.82% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $61 | $67 | — |
- CapitalLeverage ratio13.81%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent1.33%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$61Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank of Hope are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.