Bank · FDIC insured
The First National Bank of Hope CD Rates
The First National Bank of Hope’s best CD rate is 4.01% APY on an 11-month CD. Terms run from 1 month to 5 years. Rates checked October 5, 2026.
How The First National Bank of Hope’s CD rates compare
Compared with banks and credit unions in Kansas, where The First National Bank of Hope has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank of Hope
4.01%APY
- Term
- 11 months
- Minimum
- $10,000
- Earns on $10,000
- $367
Certificate of Deposit Specials
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Grant County Bank
4.69%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,576
The First National Bank of Hope CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo3.78%
- 9–15 months9–15 mo4.01%
- 31–60 months31–60 mo2.52%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank of Hope ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 4.01%APY · 3 terms
Early withdrawal penalty: Less than or equal to 1 year = 60 days interest; More than 1 year = 182 day interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsCompounding: At Maturity. Renewal: Regular 182 Day CD | 3.78% | $219 |
| 11 monthsCompounding: At Maturity. Renewal: Regular 12 Month CD | 4.01% | $367 |
| 60 monthsAllowed to BUMP-UP rate two times over the 60 months. BUMP-UP rate would equal the regular 60 month rate. Renews for a regular 60 month term and rate. Compounding: Semi-Annually. Renewal: Regular 60 Month CD | 2.52% | $1,325 |
Sources (1)
- fnbks.com/current-rates · captured Oct 5, 2026
Certificate of Deposit ($100,000 Minimum)
1.46%APY · 1 term
Early withdrawal penalty: Less than or equal to 1 year = 60 days interest; More than 1 year = 182 day interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 1.46% | $12 |
Sources (1)
- fnbks.com/current-rates · captured Oct 5, 2026
Certificate of Deposit ($50,000 Minimum)
0.85%APY · 1 term
Early withdrawal penalty: Less than or equal to 1 year = 60 days interest; More than 1 year = 182 day interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.85% | $21 |
Sources (1)
- fnbks.com/current-rates · captured Oct 5, 2026
Certificate of Deposit ($500 Minimum)
Up to 0.85%APY · 1 term
Early withdrawal penalty: Less than or equal to 1 year = 60 days interest; More than 1 year = 182 day interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.75% | $19 |
| 3 monthsTo qualify for the FNB Customer Preferred Rate customers must have a Regular/Business checking account or a Free checking account with at least one electronic deposit per month | 0.85% | $21 |
Sources (1)
- fnbks.com/current-rates · captured Oct 5, 2026
Certificate of Deposit ($10,000 Minimum)
0.80%APY · 1 term
Early withdrawal penalty: Less than or equal to 1 year = 60 days interest; More than 1 year = 182 day interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.80% | $20 |
Sources (1)
- fnbks.com/current-rates · captured Oct 5, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.11%APY · 3 terms
Early withdrawal penalty: Less than or equal to 1 year = 60 days interest on the amount withdrawn; More than 1 year = 182 days interest on the amount withdrawn.
| Term | APY · $500 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months12-Month Variable rate based on the 91 Day Treasury Bill. Adjustable monthly with guaranteed minimum rate of 3.610% APR / 3.680% APY (effective 4/1/2026 - 3/31/2027). 13 week Treasury Bill = 4.030%, 26 week Treasury Bill = 4.190% | 4.11% | — | 4.11% | $411 |
| 36 months36-Month Fixed Rate | 3.56% | — | 3.56% | $1,106 |
| 60 months60-Month Fixed Rate | — | 2.53% | 2.53% | $1,331 |
Sources (2)
All captured Oct 5, 2026
Opening an account
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