Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 391–405 results in Illinois
- First Community Bank of Moultrie CountyCertificate of DepositCD · 60 months · $500 min
Bank · 3 branches
1.61%APY$831 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings.
Offer: Minimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings.
1.60% interest rate · Effective Sep 26, 2025
Rate checked
More details - 1.60%APY$826 over 60 months on $10,000intro rate
Requirements
Product: Credit Union membership is required. Rates are subject to change. Funds are insured up to $250,000 per account by ASI (American Share Insurance). This institution is not federally insured. Limited time offer and may be withdrawn at any time. Substantial penalty for early withdrawal. Fees could reduce earnings on the account. Based on monthly compounding of interest and monthly crediting of interest.
Promotional rate · 1.59% interest rate · Effective Oct 10, 2026
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More details - 1.56%APY$805 over 60 months on $10,000
Requirements
Product: Penalty will or may be imposed for early withdrawal. Interest is compounded quarterly. Balances of $10,000 or more have the option to receive interest payments distributed to another account.
Offer: Early withdrawal penalty applies.
1.55% interest rate · Compounded quarterly · Effective Sep 8, 2026
Rate checked
More details - 1.53%APY$308 over 24 months on $10,000with conditions
Requirements
Product: Premier CD rates are available to Power Plus Checking customers. Penalty will be imposed for early withdrawal. Overall APY 1.53%. Rates current as of 9/17/2026.
Offer: Next 6 months (months 13-18). Available to Power Plus Checking customers. Overall APY for full 24-month term is 1.53%. Penalty for early withdrawal.
Qualified rate · 1.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - 1.51%APY$151 over 1 year on $10,000
Requirements
Product: Substantial penalty may be imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. There is no minimum balance requirement to obtain the Annual Percentage Yield.
Offer: Compounding/crediting frequency: Quarterly.
1.50% interest rate · Effective Oct 6, 2026
Rate checked
More details - 1.51%APY$778 over 60 months on $10,000
Requirements
Product: Available in terms of 6 months, 12 months, 24 months, 36 months, 48 months and 60 months. No maintenance fees or monthly charges. Minimum deposit of $1,000. Automatically renewable at maturity at the new rate. Dividends calculated daily, paid and compounded quarterly. Substantial penalties for early withdrawals.
1.50% interest rate · Compounded quarterly · Effective Aug 19, 2025
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More details - First National Bank of Brownstown30 Month Certificate of DepositCD · 30 months · $1,000 min
Bank · 1 branch
1.50%APY$379 over 30 months on $10,0001.15% interest rate · Effective Sep 29, 2026
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More details - 1.50%APY$470 over 37 months on $10,000intro rate
Requirements
Product: Available on new money only. Minimum deposit is $1,000. Allows you to increase your rate to the current standard rate once during your term. Bumps will be made to the rate available for the term closest to, but no greater than, the number of months remaining on the Bump-Up Certificate. Will roll over into S1 Share Savings account at maturity. Penalty will be imposed for early withdrawal.
Offer: Available on new money only. Minimum deposit is $1,000. One rate increase can be requested and performed during the life of the certificate to a current standard rate.
Promotional rate · 1.49% interest rate · Effective Oct 1, 2026
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More details - 1.45%APY$292 over 24 months on $10,000
Requirements
Product: Penalty will be imposed for early withdrawal. Rates current as of 10/16/2026.
Offer: Under $100k balance tier.
1.45% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD (2 year) Balance APY $1,000 – $100,000Your amount 1.45% $100,000 and up$100k+ balance tier. 1.55% Rate checked
More details - 1.41%APY$725 over 60 months on $10,000
Requirements
Product: All rates subject to change. Annual percentage yield assumes interest remains on deposit until maturity. Daily balance method used to calculate interest. Additional deposits and principal withdrawals not permitted prior to maturity. Automatic renewal with a 10-day grace period. Early withdrawal penalties apply.
Offer: CD 5 Year. Compound APY. Compounded and credited quarterly. Earned interest must be greater than $10.00 to withdraw; otherwise it is compounded. Automatically renews for a 60-month term.
Effective May 1, 2026
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More details - 1.36%APY$699 over 60 months on $10,000intro rate
Requirements
Product: Rates effective through September 29, 2026; may change after account is opened and fees or other conditions may reduce earnings. Interest penalty required for early withdrawal on time deposits. $1,000 minimum opening deposit.
Offer: Compounded quarterly. Minimum balance $1,000. Early-withdrawal interest penalty.
Promotional rate · 1.35% interest rate · Compounded quarterly
Rate checked
More details - The Gerber State BankCertificates of DepositCD · 12 months · $1,000 min · 1.35%–1.46% by balance
Bank · 2 branches
1.35%APY$135 over 1 year on $10,000Requirements
Product: FDIC insured up to $250,000 per individual. APY calculated on a 365 day basis and assumes interest is added to the account semi-annually; withdrawal of interest may reduce yield.
Offer: Calculated on a 365 day basis; assumes interest added semi-annually. Withdrawal of interest may reduce yield.
1.35% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balanceYour amount 1.35% $50,000 and up 1.40% $100,000 and up 1.46% Rate checked
More details - 1.35%APY$146 over 13 months on $10,000intro rate
Promotional rate
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More details - First National Bank of Brownstown48 Month Certificate of DepositCD · 48 months · $1,000 min
Bank · 1 branch
1.35%APY$551 over 48 months on $10,0001.35% interest rate · Effective Sep 29, 2026
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More details - 1.30%APY$261 over 24 months on $10,000
1.29% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Illinois
2,754 CDs at 306 banks and credit unions · checked Oct 22–24
- Typical
- 2.61%
- Top 10% from
- 4.00%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.01%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch