Bank · FDIC insured
North County Savings Bank CD Rates
North County Savings Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How North County Savings Bank’s CD rates compare
Compared with banks and credit unions in Illinois, where North County Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
North County Savings Bank
4.00%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $231
Certificate of Deposit (CD)
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
North County Savings Bank CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo3.03%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North County Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.00%APY · 10 terms
Substantial penalty may be imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. There is no minimum balance requirement to obtain the Annual Percentage Yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 7 days. Compounding/crediting frequency: At maturity | 0.15% | $0 |
| UnknownTerm: 91 days. Compounding/crediting frequency: At maturity | 0.25% | $0 |
| 6 monthsCompounding/crediting frequency: At maturity | 0.50% | $25 |
| 7 monthsSpecial CD. Compounding/crediting frequency: At Maturity | 4.00% | $231 |
| 12 monthsCompounding/crediting frequency: Quarterly | 1.00% | $100 |
| 13 monthsSpecial CD. Compounding/crediting frequency: Quarterly | 3.80% | $412 |
| 18 monthsCompounding/crediting frequency: Quarterly | 1.00% | $150 |
| 24 monthsCompounding/crediting frequency: Quarterly | 1.00% | $201 |
| 30 monthsCompounding/crediting frequency: Quarterly | 1.00% | $252 |
| 36 monthsCompounding/crediting frequency: Quarterly | 1.26% | $383 |
| 60 monthsCompounding/crediting frequency: Quarterly | 3.03% | $1,610 |
12 Mo Liquid CD
1.51%APY · 1 term
Substantial penalty may be imposed for early withdrawal on CDs. APY assumes interest is automatically reinvested. There is no minimum balance requirement to obtain the Annual Percentage Yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCompounding/crediting frequency: Quarterly | 1.51% | $151 |
Sources (1)
- ncsbank.com/rates.php · captured Oct 6, 2026
Special-purpose accounts
IRA
2.02%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsCompounding/crediting: Quarterly | 2.02% | $305 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.