Bank · FDIC insured
First Community Bank of Moultrie County CD Rates
First Community Bank of Moultrie County’s best CD rate is 1.61% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How First Community Bank of Moultrie County’s CD rates compare
Compared with banks and credit unions in Illinois, where First Community Bank of Moultrie County has the most branches. $10,000, best rate first.
This bank’s best
First Community Bank of Moultrie County
1.61%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $831
Certificate of Deposit
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
First Community Bank of Moultrie County CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.60%
- 9–15 months9–15 mo0.85%
- 16–30 months16–30 mo1.11%
- 31–60 months31–60 mo1.61%
- QualifiedQualified1.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Community Bank of Moultrie County ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 1.61%APY · 9 terms
A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 0.30% | $7 |
| 6 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 0.60% | $30 |
| 12 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 0.85% | $85 |
| 18 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 0.95% | $143 |
| 24 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 1.06% | $213 |
| 30 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 1.11% | $280 |
| 36 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 1.21% | $367 |
| 48 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 1.36% | $555 |
| 60 monthsMinimum balance to obtain the stated APY is $500.00. A penalty may be imposed for early withdrawals. The APY assumes interest will remain on deposit; a withdrawal will reduce earnings | 1.61% | $831 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.