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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Iowa

  1. Iowa State Bank7 Month Certificate of DepositCD · 7 months · $1,000 min

    Bank · 14 branches

    4.13%APY$239 over 7 months on $10,000intro rate
  2. Peoples Credit UnionCD Limited Time SpecialCD · 11 months · $1,000 min

    Credit union · 3 branches

    4.11%APY$376 over 11 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    Cobalt Credit UnionCertificateCD · 6 months · $1,000 min · 4.10%–4.20% by balance

    Credit union · 1 branch

    4.10%APY$203 over 6 months on $10,000with conditions
  4. First Bank HamptonCertificates of Time DepositCD · 12 months · $1,000 min · 4.00%–4.20% by balance

    Bank · 2 branches

    4.10%APY$410 over 1 year on $10,000
  5. Westside State BankSpecial CDsCD · 13 months · 4.10%–4.35% by balance

    Bank · 5 branches

    4.10%APY$445 over 13 months on $10,000
  6. Marion County BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 5 branches

    4.10%APY$515 over 15 months on $10,000
  7. Top Carrot, Carrot Score 89
    Midland Credit UnionShare CertificatesCD · 16 months · $2,500 min

    Credit union · 3 branches

    4.10%APY$550 over 16 months on $10,000
  8. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 1 branch

    4.10%APY$693 over 20 months on $10,000with conditions
  9. Heartland Bank and Trust CompanyCertificates of DepositCD · 23 months · $5,000 min

    Bank · 4 branches

    4.10%APY$801 over 23 months on $10,000intro rate
  10. Fidelity Bank & TrustCertificate of DepositCD · 27 months · $500 min

    Bank · 33 branches

    4.10%APY$946 over 27 months on $10,000
  11. GreatAmerica BankCertificates of Deposit (CDs)CD · 28 months · $1,000 min

    Bank · 3 branches

    4.10%APY$983 over 28 months on $10,000intro rate
  12. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionCDsCD · 36 months · $250 min

    Credit union · 6 branches

    4.10%APY$1,281 over 36 months on $10,000
  13. BankIowaCertificates of DepositCD · 36 months · $500 min

    Bank · 13 branches

    4.10%APY$1,281 over 36 months on $10,000intro rate
  14. Leighton State BankCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · 4 branches

    4.09%APY$835 over 24 months on $10,000intro rate
  15. Top Carrot, Carrot Score 88
    Fox Valley Credit UnionTerm Certificates or Certificates of DepositCD · 12 months · $500 min

    Credit union · 1 branch

    4.08%APY$408 over 1 year on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–22

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate