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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in Iowa

  1. Bank MidwestCertificates of DepositCD · 60 months · $500 min · 3.65%–3.75% by balance

    Bank · 4 branches

    3.65%APY$1,963 over 60 months on $10,000
  2. St. Ansgar State BankCertificates of DepositCD · 30 months · $1,000 min

    Bank · 2 branches

    3.63%APY$933 over 30 months on $10,000
  3. Union State BankStep-Up CD SpecialCD · 36 months · $10,000 min

    Bank · 3 branches

    3.63%APY$1,129 over 36 months on $10,000
  4. Alerus Financial8 Month CD SpecialCD · 8 months · $5,000 min

    Bank · 1 branch

    3.62%APY$240 over 8 months on $10,000with conditions
  5. Central BankCD SpecialsCD · 5 months · $10,000 min

    Bank · 14 branches

    3.60%APY$148 over 5 months on $10,000
  6. Green Belt Bank & TrustCertificates of Deposit (CDs)CD · 12 months · $1,000 min

    Bank · 7 branches

    3.60%APY$360 over 1 year on $10,000
  7. Bank PlusCertificates of DepositCD · 48 months · $1,000 min

    Bank · 4 branches

    3.56%APY$1,502 over 48 months on $10,000
  8. Farmers State Bank Lake ViewTime Certificates of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    3.55%APY$355 over 1 year on $10,000
  9. Employees Credit UnionSix Month CDCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.53%APY$175 over 6 months on $10,000
  10. The State Bank6 Month CDCD · 6 months · $1,000 min

    Bank · 2 branches

    3.53%APY$175 over 6 months on $10,000
  11. Chelsea Savings BankCertificates of Deposit (CDs)CD · 15 months · $1,000 min

    Bank · 5 branches

    3.53%APY$443 over 15 months on $10,000
  12. The State Bank9 Month CDCD · 9 months · $1,000 min

    Bank · 2 branches

    3.52%APY$263 over 9 months on $10,000
  13. Great Southern Bank11-Month CDCD · 11 months · $1,000 min

    Bank · 18 branches

    3.50%APY$320 over 11 months on $10,000intro rate
  14. Employees Credit Union1 Year CDCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  15. Top Carrot, Carrot Score 95
    Collins Community Credit UnionLiquid CDCD · 13 months · $0 min

    Credit union · 9 branches

    3.50%APY$380 over 13 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Iowa

1,492 CDs at 165 banks and credit unions · checked Oct 16–22

Typical
2.94%
Top 10% from
4.14%
Banks, typical
2.78%
Credit unions, typical
3.00%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate