Bank · FDIC insured
Central Bank CD Rates
Central Bank’s best CD rate is 3.60% APY on a 5-month CD. Terms run from 5 months to 13 months. Rates checked October 16, 2026.
How Central Bank’s CD rates compare
Compared with banks and credit unions in Iowa, where Central Bank has the most branches. $10,000, best rate first.
This bank’s best
Central Bank
3.60%APY
- Term
- 5 months
- Minimum
- $10,000
- Earns on $10,000
- $148
CD Specials
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
3.60%APY · 3 terms
We reserve the right to decline or limit deposits at our discretion. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsMinimum to obtain APY is $0.01 | 3.60% | $148 |
| 9 monthsMinimum to obtain APY is $0.01 | 3.60% | $269 |
| 13 monthsMinimum to obtain APY is $0.01 | 3.60% | $391 |
Sources (2)
All captured Sep 18, 2026
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