Bank · FDIC insured
Chelsea Savings Bank CD Rates
Chelsea Savings Bank’s best CD rate is 3.53% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Chelsea Savings Bank’s CD rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Chelsea Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Chelsea Savings Bank
3.53%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $443
Certificates of Deposit (CDs)
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Chelsea Savings Bank CD score
69
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo3.53%
- 16–30 months16–30 mo2.26%
- 31–60 months31–60 mo3.02%
- QualifiedQualified3.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chelsea Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.53%APY · 9 terms
Penalty for early withdrawal on CDs. Fees may reduce earnings. Rates are subject to change.
| Term | APY · $1,000 and up | APY · $20,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 0.75% | 0.85% | 0.75%0.85% from $20k | $19 |
| 6 months | 1.51% | 1.61% | 1.51%1.61% from $20k | $75 |
| 12 months | 2.77% | 2.87% | 2.77%2.87% from $20k | $277 |
| 15 monthsCD SPECIALS; consumer accounts only | 3.53% | — | 3.53% | $443 |
| 18 months | 2.01% | 2.11% | 2.01%2.11% from $20k | $303 |
| 24 months | 2.26% | 2.36% | 2.26%2.36% from $20k | $457 |
| 36 months | 2.26% | 2.36% | 2.26%2.36% from $20k | $693 |
| 48 months | 2.52% | 2.62% | 2.52%2.62% from $20k | $1,047 |
| 60 months | 3.02% | 3.12% | 3.02%3.12% from $20k | $1,604 |
Sources (1)
- chelseasavingsbank.com/persona…e-services/current-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.