Bank · FDIC insured
Bank Plus CD Rates
Bank Plus’s best CD rate is 3.56% APY on a 4-year CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Bank Plus’s CD rates compare
Compared with banks and credit unions in Iowa, where Bank Plus has the most branches. $10,000, best rate first.
This bank’s best
Bank Plus
3.56%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,502
Certificates of Deposit
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Bank Plus CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo2.53%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank Plus ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.56%APY · 6 terms
Fixed rates so your rate can't go down. Minimum opening balance as low as $1000.00. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest paid at maturity for CDs of less than 12 months. Early withdrawal penalties may apply | 1.51% | $38 |
| 6 monthsInterest paid at maturity for CDs of less than 12 months. Early withdrawal penalties may apply | 2.28% | $113 |
| 12 months12 month and longer interest is paid by automatic transfer to your Bank Plus checking or savings account, or it can be added to the certificate of deposit. Early withdrawal penalties may apply | 2.53% | $253 |
| 24 months12 month and longer interest is paid by automatic transfer to your Bank Plus checking or savings account, or it can be added to the certificate of deposit. Early withdrawal penalties may apply | 3.04% | $617 |
| 36 months12 month and longer interest is paid by automatic transfer to your Bank Plus checking or savings account, or it can be added to the certificate of deposit. Early withdrawal penalties may apply | 3.30% | $1,023 |
| 48 months12 month and longer interest is paid by automatic transfer to your Bank Plus checking or savings account, or it can be added to the certificate of deposit. Early withdrawal penalties may apply | 3.56% | $1,502 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.