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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Florida

  1. Top Carrot, Carrot Score 87
    RadiFi Credit Union11-Month Flex Access Certificate SpecialCD · 11 months · $500 min

    Credit union · 8 branches

    4.10%APY$375 over 11 months on $10,000intro rate
  2. Dade County Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 11 branches

    4.10%APY$410 over 1 year on $10,000
  3. Top Carrot, Carrot Score 87
    Gallup FCULoyalty CDCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000intro rate
  4. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  5. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 35 branches

    4.10%APY$621 over 18 months on $10,000
  6. Top Carrot, Carrot Score 89
    Radiant Credit UnionFixed Rate CertificatesCD · 6 months · $1,000 min

    Credit union · 14 branches

    4.08%APY$202 over 6 months on $10,000
  7. Top Carrot, Carrot Score 88
    Florida West Coast CUCertificates of DepositCD · 12 months · $500 min

    Credit union · 5 branches

    4.08%APY$408 over 1 year on $10,000
  8. Top Carrot, Carrot Score 93
    BCFCUCertificate of DepositCD · 18 months · $1,000 min

    Credit union · 3 branches

    4.08%APY$618 over 18 months on $10,000intro rate
  9. Top Carrot, Carrot Score 87
    Grow FinancialCertificate AccountCD · 24–29 months · $500 min · 4.07%–4.18% by balance

    Credit union · 22 branches

    4.07%APY
  10. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 6 branches

    4.07%APY$2,208 over 60 months on $10,000
  11. Top Carrot, Carrot Score 88
    1st Street Credit UnionShare CertificatesCD · 24 months · $1,000 min · 4.06%–4.16% by balance

    Credit union · 1 branch

    4.06%APY$828 over 24 months on $10,000
  12. Transport Credit UnionShare CertificateCD · 36 months

    Credit union · 1 branch

    4.06%APY$1,268 over 36 months on $10,000
  13. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 6 branches

    4.05%APY$200 over 6 months on $10,000
  14. USF Credit UnionShare CertificatesCD · 7 months · $500 min

    Credit union · 8 branches

    4.05%APY$234 over 7 months on $10,000
  15. People's Alliance Federal Credit UnionShare CertificateCD · 10 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$336 over 10 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Florida

1,723 CDs at 189 banks and credit unions · checked Oct 15–22

Typical
3.29%
Top 10% from
4.10%
Banks, typical
2.25%
Credit unions, typical
3.40%

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Florida

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Innovations Financial Credit UnionCredit union · 9 branches
  2. Oxford Federal Credit UnionCredit union · 1 branch
  3. Climate First BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate