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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in District of Columbia

  1. United BankDigital CDsCD · 11 months · $500 min

    Bank · 7 branches

    4.05%APY$371 over 11 months on $10,000
  2. Top Carrot, Carrot Score 88
    DC Credit UnionRegular Share CertificatesCD · 12 months

    Credit union · 3 branches

    4.05%APY$405 over 1 year on $10,000
  3. Presidential Bank13 Month CDCD · 13 months · $1,000 min

    Bank · 1 branch

    4.05%APY$439 over 13 months on $10,000intro rate
  4. State Department Federal Credit UnionCertificateCD · 15 months · $500 min

    Credit union · 2 branches

    4.05%APY$509 over 15 months on $10,000
  5. Amalgamated BankPromotional CDsCD · 7 months · $500 min

    Bank · 1 branch

    4.03%APY$233 over 7 months on $10,000intro rate
  6. GSA FCUShare CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.01%APY$2,172 over 60 months on $10,000
  7. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 3 branches

    4.00%APY$400 over 1 year on $10,000
  8. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  9. First National BankCertificate of Deposit SpecialsCD · 13 months · $5,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000with conditions
  10. Top Carrot, Carrot Score 88
    Transportation Federal Credit UnionShare CertificateCD · 20 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$676 over 20 months on $10,000
  11. MainStreet BankCertificates of DepositCD · 12 months · $500 min

    Bank · 1 branch

    3.90%APY$390 over 1 year on $10,000
  12. Top Carrot, Carrot Score 89
    Bienestar Federal Credit UnionShare CertificatesCD · 36 months · $500 min · 3.87%–4.59% by balance

    Credit union · 1 branch

    3.87%APY$1,207 over 36 months on $10,000
  13. Presidential Bank182 Day CDCD · 6 months · $1,000 min

    Bank · 1 branch

    3.85%APY$191 over 6 months on $10,000
  14. Presidential Bank9 Month CDCD · 9 months · $1,000 min

    Bank · 1 branch

    3.85%APY$287 over 9 months on $10,000
  15. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 7 branches

    3.85%APY$583 over 18 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in District of Columbia

670 CDs at 60 banks and credit unions · checked Oct 16–22

Typical
3.10%
Top 10% from
4.10%
Banks, typical
2.00%
Credit unions, typical
3.40%

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District of Columbia

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. EagleBankBank · 3 branches
  2. PenFed Credit UnionCredit union · 3 branches
  3. American Airlines Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate