Best CD rates and certificates

Requirements

Product: $1,000 minimum opening deposit. Dividends are compounded and credited monthly. Early withdrawal penalty fees may reduce earnings. Certificates up to $50,000 can be opened online; greater than $50,000 must visit a branch. Automatically renews at current rate with a 7-day grace period.

Requirements

Product: Early withdrawal penalties apply. Fees and other conditions could reduce earnings. Stated yield for share certificates under one year assumes reinvestment of principal and interest. Minimum required to earn APY is $1,000.

Requirements

Product: No monthly fees or service charges. Membership eligibility required. Penalty may be imposed for early withdrawals.

Requirements

Product: Available in terms from 90 days to 60 months.

Offer: Fees could reduce earnings.

Requirements

Product: Early withdrawal penalties apply. Fees could reduce earnings and features on the account. Rates are subject to change at any time without notice. Can be opened with as little as $1,000.

Offer: Early withdrawal penalties apply. Fees could reduce earnings and features on the account. Rates subject to change.

Requirements

Product: Special offer for Washington Trust Freedom Ultra or Freedom Plus checking account customers. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.

Offer: Must have a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.

Requirements

Product: Must be opened with a minimum deposit of $1,000.00. Early withdrawal penalty applies (90 days interest for terms < 12 months, 180 days interest for 18 to < 36 months, 360 days interest for >= 36 months). If balance drops below minimum balance requirement during term, interest rate and APY is reduced to posted Statement Savings rate and APY. Monthly service fees: n/a.

Offer: Special

Requirements

Product: $1,000 minimum deposit to open. Terms from 3 to 60 months. Interest is compounded daily and credited monthly and may be withdrawn before maturity. Early withdrawal penalty: for terms from 3 months to 1 year, penalty is 3 months simple interest; for terms of more than one year, penalty is 6 months simple interest.

Requirements

Product: Dividends posted to your account quarterly and paid at maturity. Premature withdrawal results in dividend penalty.

Offer: Dividends posted quarterly and paid at maturity. Early withdrawal penalty may result in loss of some accrued interest.

Requirements

Product: Membership required (minimum $5 deposit). APY requires member to have or open an Elevated Checking Account. Without it, APY is 3.40%. New or existing funds accepted. Offer may be withdrawn without notice. Early withdrawal penalty applies per standard terms.

Offer: Requires having or opening an Elevated Checking Account. Without an Elevated Checking Account APY will be 3.40%. Early withdrawal penalty of 90 days of dividends for terms less than 12 months. New or existing funds accepted. MSCU membership required with minimum $5 deposit into Membership Account.

Requirements

Product: Requires a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.

Offer: Requires a Washington Trust Freedom Ultra or Freedom Plus checking account. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.

Requirements

Product: $500 minimum balance to open Certificate; members younger than 18 may open with $250.00. Subject to penalty for early withdrawal.

Offer: $500 minimum balance to open ($250 for members younger than 18). Subject to early withdrawal penalty.

Requirements

Product: Not available for Retirement Funds. Fees may reduce earnings. Minimum balance is $0.01 to earn interest. At maturity, will be automatically renewed into a 1 Year CD. Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice. Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account. Maximum deposit is $250,000.00. During the initial term, you may make the following transactions on your account before maturity: Two (2) deposits not to exceed a total deposit balance of $250,000.00 and/or Two (2) penalty free withdrawals of principal, one of which may be used to bring the account balance to zero and close the account. In the event you make a withdrawal from your account, the withdrawal cannot be made until the seventh day after any deposit or partial withdrawal.

Offer: Not available for Retirement Funds. Maximum deposit is $250,000.00. During initial term, allowed two deposits (up to $250,000 max total balance) and/or two penalty-free principal withdrawals (subject to 7-day waiting period after any deposit or partial withdrawal). Renewed into a 1 Year CD at maturity. Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account.

Requirements

Product: Minimum to earn disclosed APY is $500. Early withdrawal penalties may apply. All rates are subject to change without prior notice.

Offer: Minimum to earn disclosed APY is $500. Early withdrawal penalties may apply.

Requirements

Product: Fixed rate with unlimited deposits. New money only to open unless Freedom Ultra checking holder. Washington Trust checking account required. No municipal/government funds or IRA. Open online, in branch, or by phone.

Offer: Fixed rate with unlimited deposits before maturity (ACH, wire, ATM deposits not allowed). New money only to open; Freedom Ultra checking may use existing funds. Washington Trust checking account required. No municipal, government funds, or IRA.