Credit union · NCUA insured
MembersFirst CT Federal Credit Union CD Rates
MembersFirst CT Federal Credit Union’s best CD rate is 3.56% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How MembersFirst CT Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New Haven, CT, where MembersFirst CT Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MembersFirst CT Federal Credit Union
3.56%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $176
Share Certificate
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
MembersFirst CT Federal Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.04%
- 31–60 months31–60 mo2.78%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MembersFirst CT Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.56%APY · 8 terms
Early withdrawal penalties apply. Fees and other conditions could reduce earnings. Stated yield for share certificates under one year assumes reinvestment of principal and interest. Minimum required to earn APY is $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.56% | $356 |
| 18 months | 3.04% | $459 |
| 24 months | 3.04% | $617 |
| 30 months | 2.53% | $645 |
| 36 months | 2.53% | $778 |
| 48 months | 2.78% | $1,159 |
| 60 months | 2.78% | $1,469 |
Sources (1)
- membersfirstctfcu.com/Rates · captured Oct 15, 2026
Special-purpose accounts
IRA Certificate
Up to 3.56%APY · 8 terms
Available as Traditional IRA or Roth IRA. Early withdrawal penalties apply. Fees and other conditions could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.56% | $176 |
| 12 months | 3.56% | $356 |
| 18 months | 3.04% | $459 |
| 24 months | 3.04% | $617 |
| 30 months | 2.53% | $645 |
| 36 months | 2.53% | $778 |
| 48 months | 2.78% | $1,159 |
| 60 months | 2.78% | $1,469 |
Sources (1)
- membersfirstctfcu.com/Rates · captured Oct 15, 2026
Who can join MembersFirst CT Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.