Credit union · NCUA insured
Members Credit Union
A $43.9M credit union headquartered in Stamford, CT, with 4,056 members and 1 branch in Connecticut. Best rates: CDs 3.75% and savings 0.20% APY.
Members Credit Union Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#17 of 38 in Bridgeport, CT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Members Credit Union
Established in 1935, Members Credit Union is a member-owned financial cooperative serving Fairfield County, Connecticut.
Originally called Greenwich CT Teachers Federal Credit Union to serve Greenwich school employees, it adopted its current name in 2002.
The credit union is a federally certified CDFI and Juntos Avanzamos designee offering ITIN lending programs.
- Headquarters
- 612 Bedford ST, Stamford, CT 06901
- NCUA charter
- 68487
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Fairfield County.
Cost to join
- A $5 minimum deposit into a share savings account is required to open an account and use all services of MCU.
Branches
1 branch in Connecticut
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Connecticut
1 branch
- Members Credit UnionMain office612 Bedford ST, Stamford, CT 06901Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.06% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.78% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.57% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $97 | $59 | — |
- CapitalNet worth ratio12.06%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.78%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$97Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Members Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.