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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in California

  1. Antioch Community Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$1,191 over 36 months on $10,000
  2. Northern Redwood FCUCertificate of DepositCD · 6 months · $1,000 min

    Credit union · 2 branches

    3.82%APY$189 over 6 months on $10,000
  3. Top Carrot, Carrot Score 87
    Community Commerce BankCertificate of DepositCD · 18 months · $10,000 min · 3.82%–4.07% by balance

    Bank · 4 branches

    3.82%APY$578 over 18 months on $10,000
  4. Bay Federal Credit UnionCertificatesCD · 60 months · $1,000 min · 3.82%–3.92% by balance

    Credit union · 8 branches

    3.82%APY$2,062 over 60 months on $10,000
  5. Olive View FCUCertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.81%APY$381 over 1 year on $10,000
  6. Top Carrot, Carrot Score 99
    America First Credit UnionFlexible Certificate AccountsCD · 12 months · $500 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  7. ROLLING F CREDIT UNIONCertificate of DepositCD · 12 months · $10,000 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  8. Lassen Credit UnionLimited Time Certificate SpecialCD · 13 months · $10,000 min

    Credit union · 1 branch

    3.80%APY$412 over 13 months on $10,000intro rate
  9. Provident Credit UnionVariable Rate Add-On CertificateCD · 24 months · $500 min · 3.80%–3.90% by balance

    Credit union · 22 branches

    3.80%APY$774 over 24 months on $10,000
  10. Provident Credit UnionBump-Up CertificatesCD · 24 months · $1,000 min · 3.80%–3.90% by balance

    Credit union · 22 branches

    3.80%APY$774 over 24 months on $10,000
  11. Top Carrot, Carrot Score 91
    Sea Air FCUShare CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.77%APY$2,033 over 60 months on $10,000
  12. Noble Credit UnionShare CertificateCD · 12–24 months · $500 min · 3.71%–4.13% by balance

    Credit union · 8 branches

    3.76%APY
  13. Kings Federal Credit Union12 Month CertificateCD · 12 months · $1,000 min · 3.76%–3.87% by balance

    Credit union · 2 branches

    3.76%APY$376 over 1 year on $10,000
  14. Kings Federal Credit Union18 Month CertificateCD · 18 months · $1,000 min · 3.76%–3.87% by balance

    Credit union · 2 branches

    3.76%APY$569 over 18 months on $10,000
  15. Exchange BankPersonal CD - New Money Promotional OfferCD · 3 months · $1,000 min

    Bank · 19 branches

    3.75%APY$92 over 3 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in California

2,320 CDs at 260 banks and credit unions · checked Oct 16–23

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.46%
Credit unions, typical
3.25%

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California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate