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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Philadelphia, PA

  1. Top Carrot, Carrot Score 89
    Quaint Oak BankCertificates of DepositCD · 12 months · $500 min

    Bank · 1 branch

    4.15%APY$415 over 1 year on $10,000
  2. Top Carrot, Carrot Score 89
    EverenceCertificatesCD · 7 months · $500 min

    Credit union · 1 branch

    4.10%APY$237 over 7 months on $10,000
  3. Top Carrot, Carrot Score 89
    Trumark Credit UnionCertificateCD · 9 months · $500 min

    Credit union · 6 branches

    4.10%APY$306 over 9 months on $10,000
  4. FedChoice Federal Credit UnionShare CertificatesCD · 13 months · $500 min

    Credit union · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  5. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 1 branch

    4.10%APY$621 over 18 months on $10,000
  6. Top Carrot, Carrot Score 89
    Trumark Credit UnionBump-Up CertificateCD · 24 months · $500 min

    Credit union · 6 branches

    4.10%APY$837 over 24 months on $10,000
  7. The Bank of Princeton11-Month CD PromotionCD · 11 months

    Bank · 3 branches

    4.08%APY$373 over 11 months on $10,000intro rate
  8. Penn Credit UnionCertificates (CDs)CD · 13 months · $10,000 min

    Credit union · 1 branch

    4.08%APY$443 over 13 months on $10,000
  9. Top Carrot, Carrot Score 89
    Eagle One Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 2 branches

    4.07%APY$1,271 over 36 months on $10,000
  10. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShare Certificate LadderCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.07%APY$2,208 over 60 months on $10,000
  11. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.05%APY$200 over 6 months on $10,000
  12. Top Carrot, Carrot Score 92
    Philadelphia Federal Credit UnionJumbo CertificateCD · 12 months · $10,000 min

    Credit union · 10 branches

    4.05%APY$405 over 1 year on $10,000
  13. Ardent Credit UnionCertificateCD · 24 months · $100 min

    Credit union · 4 branches

    4.05%APY$826 over 24 months on $10,000
  14. Fulton BankCertificate of Deposit Promo - New MoneyCD · 7 months · $10,000 min

    Bank · 12 branches

    4.00%APY$231 over 7 months on $10,000intro rate
  15. Ardent Credit UnionFlex CertificateCD · 9 months · $100 min

    Credit union · 4 branches

    4.00%APY$299 over 9 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Philadelphia, PA

516 CDs at 42 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.08%
Banks, typical
1.76%
Credit unions, typical
3.73%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate